Skip to main content
Home

Utility - Utility Menu

  • Branch Locations/ATMs
  • Rates
    • Deposit Rates
    • Mortgage Rates
    • Vehicle Loan Rates
    • Credit Card Rates
    • Other Loan Rates
    • Small Business Rates
  • About
    • Careers
    • Community
  • Contact Us

Header Second - Main Menu

  • Bank
    • Column
      • Everyday Checking
      • Savings
      • Digital Banking
      • Youth Accounts
    • Column
        Looking for Small Business banking? We can help.
      • Learn More
  • Borrow
    • column
      • Credit Cards
      • Home Loans
      • Vehicle Loans
      • Personal Loans
      • Small Business Loans
    • column
        Make a payment on your vehicle or personal loan here.
      • Pay My Loan
  • Grow
    • Investment Services
    • Certificates of Deposit (CDs)
    • Money Market Accounts
    • IRAs
  • Learn
    • Column
      • Article Topics
      • Managing Money
      • Owning a home
      • Buying a Car
      • Building Credit
      • Investing
      • Retirement Planning
      • Protecting your Account
      • See All Articles
      • Calculators
    • Column
      • Goals
      • Start Out on My Own
      • Manage My Finances
      • Reduce Debt
      • Support a Family
      • Make a Major Purchase
      • Plan for Retirement
      • See All Goals
      • Member Support Center
        Member Support Center

        We are here to help you with answers to common questions about everything from membership to our products and services.

Header Second - Action Menu

  • Become a Member

Change in Terms

At Credit Union of Colorado, we believe in keeping things clear and straightforward—because let’s be honest, who actually enjoys legal jargon? (But if you do, it’s available here too.) We’re always upfront about any fee or term changes, so there are no surprises. While a few fees are being adjusted, most remain well below what’s typical elsewhere, all while continuing to provide our members with the exceptional services and benefits they know and trust.

Term and Fee Updates

(Effective November 1, 2024) 
 

Previous Fees

New Fees

Competitor Average*

Foreign ATM Fee

$0 first 8 transactions
$1 thereafter

$1

$0 for Co-Op and Money Pass ATMs 

$2

Everyday w/ Interest Minimum Balance Fee 

$8

$10

$15

Inactive Account Fee

$0

$5

$10

Money Market Plus Minimum Balance Fee 

$0

$10

Minimum balance reduced to $1,000 

$10

Skip A Payment Fee

$0

$0 for the first skip

$25 for the second skip within 12 months

$20

 

 

(Effective November 19, 2024) 
 

Previous Fees

New Fees

Competitor Average*

Cash Advance Fee

$0

3%

3.5%

Returned Loan Payment Fee  

$0

$25

$18

*Source CETO Associates

For more details, read our disclosures. If you have questions, please ask the chat bot or reach out to a Member Advocate.

Here to Help

  • (800) 444-4816
  • Branch Locations/ATMs
  • Routing #: 302075128
  • Contact Us

Company

  • About Us
  • Careers
  • Community

Support

  • Lost or Stolen Cards
  • Digital Banking Help
  • Fraud Checklist
  • See All Topics
  • Forms

Become a Member

Ready to start getting the perks of membership? It’s easy to qualify and become a Member.

Become a Member

Credit Union of Colorado Foundation

Credit Union of Colorado Foundation

Our mission is to increase equitable access to educational opportunities that positively impact students and their communities.

Menu - Legal

  • Privacy Policy
  • Security
  • Disclosures
  • Equal Housing Opportunity
  • Credit Union of Colorado is federally insured by NCUA

Footer Bottom - Menu Social

  • Instagram
  • Linked In
  • Facebook

Mobile Nav - Main Menu

  • Bank
    • Column
      • Everyday Checking
      • Savings
      • Digital Banking
      • Youth Accounts
    • Column
        Looking for Small Business banking? We can help.
      • Learn More
  • Borrow
    • column
      • Credit Cards
      • Home Loans
      • Vehicle Loans
      • Personal Loans
      • Small Business Loans
    • column
        Make a payment on your vehicle or personal loan here.
      • Pay My Loan
  • Grow
    • Investment Services
    • Certificates of Deposit (CDs)
    • Money Market Accounts
    • IRAs
  • Learn
    • Column
      • Article Topics
      • Managing Money
      • Owning a home
      • Buying a Car
      • Building Credit
      • Investing
      • Retirement Planning
      • Protecting your Account
      • See All Articles
      • Calculators
    • Column
      • Goals
      • Start Out on My Own
      • Manage My Finances
      • Reduce Debt
      • Support a Family
      • Make a Major Purchase
      • Plan for Retirement
      • See All Goals
      • Member Support Center
        Member Support Center

        We are here to help you with answers to common questions about everything from membership to our products and services.

Mobile Nav - Utility Menu

  • Branch Locations/ATMs
  • Rates
    • Deposit Rates
    • Mortgage Rates
    • Vehicle Loan Rates
    • Credit Card Rates
    • Other Loan Rates
    • Small Business Rates
  • About
    • Careers
    • Community
  • Contact Us

Mobile Nav - Action Menu

  • Become a Member
(800) 444-4816