Your home equity could be doing more for you.

Take the equity that you already have in your home and use it for an improvement project, to pay for college, or to consolidate your debt. The great thing about our Home Equity Line of Credit is that, with the convenience of checks and a VISA credit card tied to your account, you can borrow what you need, when you need it. You pay interest only on what you use. 

Home Equity Line of Credit

Rates as low as

6.50
%
APR

Annual Percentage Rate
Up to 80% of appraised value (or less)

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Current Rates

From home renovations to unexpected costs, a HELOC offers flexibility. You can put the equity in your house to good use, plus you only have to repay the funds you use.

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Variable RateAnnual Percentage Rate (APR)

Wall Street Journal Prime Rate  -.25%

Up to 80% of appraised value (or less)

As low as  

6.50
%

Wall Street Journal Prime Rate +1.00%

80.01% - 90% of appraised value

As low as  

7.75
%

Rates Effective 01-06-26

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $400,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

Home Equity Calculator

Find out now how much you may be able to borrow by completing the form below.

Use your line of credit with ease.

We make it easy to access your approved line of credit with a VISA credit card. Shop conveniently and use what you need, when you need it.

Digital Banking

Let’s go! Log in from anywhere, bank from everywhere, 24/7.
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CUofCO HELOC card

Ready to see what your home equity has in store for you?

Apply Now