100 Percent Mortgage Package
Second Mortgage
Variable Rate Annual Percentage Rate

Wall Street Journal Prime Rate  -0.75%

Up to 80% of appraised value (or less)

As low as


Wall Street Journal Prime Rate +1.00%

80.01% - 90% of appraised value

As low as


Rates Effective 1-3-2022

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $250,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

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