Financial Goals

Plan for Retirement

Living a dream retirement lifestyle starts with planning. But deciding which steps to take and when to take them can be confusing. It can be so overwhelming that you might be tempted to opt-out of saving for the future. Credit Union of Colorado has the financial tools and resources to help create a simple, realistic retirement plan that you'll stick to long term. 

Retired couple drinking coffee

The Basics of Saving

A monthly budget that includes a savings category is all that's needed to kickstart your retirement dreams. But it's your consistent savings habits that will help turn your dreams into reality. Let us help you create a realistic budget, better understand your savings options, and figure creative ways to boost your retirement accounts.

Articles
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Are Budgets Necessary?
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Smart Ways to Use Your Tax Refund
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Why You Need a Checking Account Cushion
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How to Build an Emergency Fund
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4 Financial Goal-Setting Myths - Debunked!
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Savings Goal Calculator

Managing Money Milestones

Saving for retirement is like a marathon. Slow and steady wins the race. But, starting late or resting for too long could cause you to work harder for the same result. Reach each financial milestone at the recommended age to stay on track with your retirement goals.

Articles
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Common Financial Pitfalls by Decade
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How Spending Habits Change in Retirement
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How to Manage Your Money After a Job Loss
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Savings Goal Calculator

Retirement Readiness Countdown

If retirement is on the horizon, you likely have questions about your financial future. Like many people nearing retirement age, you might wonder:

  • Should I accept my employer's pension as a lump sum or in monthly payments?
  • Do I have enough money saved?
  • Should I take Social Security now or wait?
  • Will Medicare cover all of my medical expenses in retirement?
  • When do I have to start making withdrawals from my retirement accounts?

If you have questions about your retirement portfolio, visit our Investment Services page for information on LPL Financial Advisors in your area. 

Resources - Listing

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Couple looking at laptop

Year-End Financial Review Checklist
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New Years Sparklers

Resolve to Reduce Credit Card Debt
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Couple kayaking

4 Financial Goal-Setting Myths - Debunked!
Article
Couple happy at computer

Smart Ways to Use Your Tax Refund
Article
Member Experience

How to Manage Your Money After a Job Loss
Article
Handing over keys

Good vs. Bad Debt: What's the Difference?
Article
Mountain Texture

Why You Need a Checking Account Cushion
Article
Retired people dining

How Spending Habits Change in Retirement
Article
Eating pizza

Are Budgets Necessary?