Financial Goals

Starting Out on My Own

If you recently graduated from high school or college, learning the financial ropes early can help you enjoy life more and stress less about your future. As soon as you have an income, start creating financial goals. Learn about how your money choices today affect your ability to live your dream lifestyle.

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Building Credit

Your credit score can influence how much you pay for financing, where you can afford to live, and even your job prospects. Before you can build a strong credit profile, you must understand how to use credit responsibly. Whether you're new to credit or need to rebuild a damaged credit history, building good credit is possible with a few consistent credit behaviors.

Resources

Articles

Credit vs. Debit Cards: How They Differ and Why It Matters

7 Behaviors That Hurt Your Credit Score

Common Financial Pitfalls by Decade

What is a Line of Credit?

How Many Credit Cards Do I Need?

The Difference Between Secured and Unsecured Credit

Good vs. Bad Debt: What's the Difference?

Why Do They Need to Check My Credit?

5 Ways to Spoil Your Credit Score

Should You Buy Now, Pay Later?

Calculators

Credit Card Pay Off Calculator

Expense Management

It's the little things that matter, especially when it comes to money management. Day-to-day spending can move you closer to your financial goals or keep you from achieving them altogether. Managing your finances doesn't take much time, but it does require you to make smart choices.

Resources

Fuel Savings Tips

Articles

Are Budgets Necessary?

5 Expenses to Consider Before Getting a New Pet

How to Build an Emergency Fund

A Recent Graduate's Guide to Managing Finances During Uncertain Times

Why You Need a Checking Account Cushion

4 Financial Goal-Setting Myths - Debunked!

Budget for These Commonly Overlooked Car Ownership Expenses

Are You Using the Right Budgeting Method?

3 Financial Tips for Spontaneous Living

Cost of Living vs. Standard of Living: Why the Difference Matters

Are You Renting? How to Lower Your Housing Costs Without Moving

5 Ways to Become Financially Independent From Your Parents

5 Ways to Relieve Spending Pressures

Should You Buy Now, Pay Later?

What is Compound Interest?

How to Manage Post-College Finances

Calculators

Savings Goal Calculator

Future Value Calculator

Avoiding Financial Scams

Scammers never take a break. They are always coming up with schemes to steal identities, empty bank accounts, and wreak havoc on personal finances. Informed consumers can avoid being victims of these criminal scams when they know what to look for and how to protect themselves.

Resources

Articles

4 Ways Fraudsters Make Financial Scams Sound Legitimate

5 Simple Actions That Help Protect Your Account Against Fraud

Use the 5 P's of Fraud Schemes to Spot a Scam in 2023!

Protect Your Tax Refund from Theft

Resources - Listing

Fall Financial Checklist

Fall Financial Checklist

Couple reviewing their Money Market Account

Money Market Accounts Explained

Couple learning about NCUA

NCUA Insurance: What You Need to Know

Couple deciding on a CD

Certificates of Deposit: Bear-like Security or Financial Slumber?

Hail Damage

Dealing with Hail and Flood Damage in Colorado: What You Need to Know

Couple reviewing financial institutions

Should you use a credit card or debit card for automated pay subscriptions?