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Vehicle Loan Rates

New Auto Loans

Details Annual Percentage Rate
Current or prior model year - terms available up to 84 mo. As low as
6.74

%

(for 66 months or less and LTV 80% or less)*

Rates Effective 03-23-23

Rate adjustments for extended terms and vehicle loan to value (LTV) apply. New vehicles are those of current or prior model year with 2000 or less miles. New vehicle loans less than $25,000 may have terms up to 75 months. New vehicle loans over $25,000 may have terms up to 84 months. Used vehicle loans over $25,000 may have terms up to 84 months. First 90-day payments are deferred for vehicle purchases and external vehicle refinances only. Interest will accrue during the entire term of the loan including the non-payment period. Estimated monthly payment of $17.25 per thousand borrowed at 6.74% Annual Percentage Rate (APR), based on a 66 month term. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applies to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by the Credit Union upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.

Used Auto Loans

Details Annual Percentage Rate
2012 - 2022: up to 75 mo. As low as
6.74

%

(for 66 months or less and LTV 80% or less)*

2003 - 2011: up to 63 mo. Contact us for details.

Rates Effective 03-23-23

Rate adjustments for extended terms and vehicle loan to value (LTV) apply. New vehicles are those of current or prior model year with 2000 or less miles. New vehicle loans less than $25,000 may have terms up to 75 months. New vehicle loans over $25,000 may have terms up to 84 months. Used vehicle loans over $25,000 may have terms up to 84 months. First 90-day payments are deferred for vehicle purchases and external vehicle refinances only. Interest will accrue during the entire term of the loan including the non-payment period. Estimated monthly payment of $17.25 per thousand borrowed at 6.74% Annual Percentage Rate (APR), based on a 66 month term. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applies to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by the Credit Union upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.

FlexChoice Auto Loans

Details Annual Percentage Rate
Any amount financed up to 48 months As low as 
6.74

%

(for 48 months or less and LTV 80% or less)*

Rates Effective 03-23-23

All new and up to five-year-old vehicles qualify for FlexChoice Auto Loan. All vehicles can be financed for up to 48 months. Other benefits of FlexChoice Auto Loan include:
•No Capitalization Fees
•No First or Last payment required at origination
•$825 Program Fee (can be financed into the loan)
•Option to Sell, Trade, Finance Vehicle Anytime or Return Vehicle at Loan Maturity and simply “Walk away”.
• No Early Payoff Penalty
•100% Financing with NO MONEY DOWN.
•Same rates as our conventional loans.
•Mileage Options of 12,000, 15,000 and 18,000 Per Year Available

RV Loans

Details Annual Percentage Rate
Up to 60 months ($0-$15,000 financed) As low as 
7.00

%

61 to 84 months ($15,001-$25,000 financed) As low as 
7.75

%

85 to 120 months ($25,001-$60,000 financed) As low as 
8.50

%

121 to 180 months ($60,00-$90,000 financed) As low as  
9.50

%

Rates Effective 03-23-23

New and used recreational vehicles model years 2012 and newer. Maximum loan amount is $90,000 or 60% of retail value listed on NADA Guide.

Motorcycle Loans

Details Annual Percentage Rate
Fixed Rate - Up to 60 months As low as 
6.50

%

Rates Effective 03-23-23

New and used motorcycles model years 2012 and newer. Must be street legal, minimum 50cc engine size.

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