Rate adjustments for extended terms and vehicle loan to value (LTV) apply. New vehicles are those of current or prior model year with 2000 or less miles. New vehicle loans less than $25,000 may have terms up to 75 months. New vehicle loans over $25,000 may have terms up to 84 months. Used vehicle loans over $25,000 may have terms up to 84 months. First 90-day payments are deferred for vehicle purchases and external vehicle refinances only. Interest will accrue during the entire term of the loan including the non-payment period. Estimated monthly payment of $17.25 per thousand borrowed at 6.74% Annual Percentage Rate (APR), based on a 66 month term. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applies to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by the Credit Union upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.