Vehicle Loan Rates

Rates Effective 04-01-25

Rate adjustments for extended terms and vehicle loan to value (LTV) apply. New vehicles are those of current or prior model year with 2,000 or fewer miles. New vehicle loans less than $25,000 may have terms of up to 75 months. New vehicle loans over $25,000 may have terms of up to 84 months. Used vehicle loans model years 2014 and newer, over $25,000, may have terms up to 84 months. First, 90-day payments are only deferred for vehicle purchases and external vehicle refinances. Interest will accrue during the entire loan term, including the non-payment period. Estimated monthly payment of $17.94 per thousand borrowed at a 6.24% Annual Percentage Rate (APR), based on a 66-month term. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applied to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by Credit Union of Colorado upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.

Rates Effective 04-01-25

Rate adjustments for extended terms and vehicle loan to value (LTV) apply. New vehicles are those of current or prior model year with 2,000 or fewer miles. New vehicle loans less than $25,000 may have terms of up to 75 months. New vehicle loans over $25,000 may have terms of up to 84 months. Used vehicle loans model years 2014 and newer, over $25,000, may have terms up to 84 months. First, 90-day payments are only deferred for vehicle purchases and external vehicle refinances. Interest will accrue during the entire loan term, including the non-payment period. Estimated monthly payment of $17.94 per thousand borrowed at a 6.24% Annual Percentage Rate (APR), based on a 66-month term. Loan rates displayed are Annual Percentage Rates (APR). The stated APR is only applied to loans originated in Colorado. Your rate may vary based on personal credit history and will be provided by Credit Union of Colorado upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.

Rates Effective 04-01-25

All new and up to five-year-old vehicles qualify for FlexChoice Auto Loan. All vehicles can be financed for up to 48 months. Other benefits of FlexChoice Auto Loan include:
• No capitalization fees
• No first or last payment required at origination
• $825 program fee (can be financed into the loan)
• Option to sell, trade, finance vehicle anytime or return the vehicle at loan maturity and simply “walk away”
• No early payoff penalty
• 100% financing with NO MONEY DOWN
• Same rates as our conventional loans
• Mileage options of 7,500, 10,000, 12,000, 15,000 and 18,000 per year available

Rates Effective 04-01-25

New and used recreational vehicles model years 2015 and newer. Maximum loan amount is $90,000 up to 80% of retail value listed on NADA Guide.

Rates Effective 04-01-25

New and used motorcycles model years 2015 and newer. Must be street legal, minimum 50cc engine size.