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Mortgage Rates

1st Mortgage Loan Rates

We offer a variety of loan options from which to choose, including 5-year to 30- year-fixed-rate mortgages and FHA products. And with our free pre-approvals, you’ll have peace of mind knowing that when you shop for your home, you can already afford your monthly mortgage payment.

View Rates

2nd Mortgage Loan Rates

Fixed Rate Annual Percentage Rate (APR)
up to 60 months As low as
8.00
%
61 to 120 months As low as
8.25
%
121 to 180 months  As low as
8.50
%

Rates Effective 04-01-25

Appraisal or AVM (Automated Valuation Method) required. Colorado real estate only. Maximum loan amount is $400,000. Contact the credit union for estimated closing costs.

Home Equity Lines

Variable RateAnnual Percentage Rate (APR)
Wall Street Journal Prime Rate  -.25%

As low as  

7.25
%
Wall Street Journal Prime Rate +1.00%

As low as  

8.50
%

Rates Effective 04-01-25

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $400,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

Raw Land

Fixed Rate Annual Percentage Rate (APR)
up to 60 months
9.00
%
61 to 120 months
10.00
%

Rates Effective 04-01-25

Appraisal required. Colorado Real Estate only. Maximum amount financed is $200,000 or 70% of appraised value or selling price. Contact the credit union for estimated closing costs.

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        We are here to help you with answers to common questions about everything from membership to our products and services.

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