Other Loan Rates

Personal Loans

Details	Fixed Annual Percentage Rate
Personal Loans	As low as 12.00 %
Other Collateral Loans*	As low as 9.75 %

Rates Effective 11-04-25

*Requirements: Maximum term 60 months. Maximum loan amount is $50,000 or 60% of market value listed on NADA Guide, if available or 60% appraised value.

Certificate Loans

Details	Annual Percentage Rate
Fixed Rate - Certificate Secured	2.50 % over the certificate rate

Rates Effective 11-04-25

Requirements: Interest and principal pledged upfront.

Special Reserve Overdraft Loan

Details	Annual Percentage Rate
Fixed Rate	15.00 %

Rates Effective 11-04-25

Higher Education Tuition Loan

Details	Annual Percentage Rate
Max. term 96 months	As low as 9.25 %

Rates Effective 11-04-25

Maximum term is 96 months.
Maximum amount is $10,000 per year, $70,000 total (including other unsecured debt with the Credit Union).
Tuition for not-for-profit private or public post-secondary schools.
Loan proceeds will be paid to the school.
Borrower must be the student, parent, grandparent or guardian of the student.