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Credit or Debit Card for Autopay Subscriptions: Which Should You Use?

When it comes to managing your bills and recurring transactions, choosing the right payment method is essential. Many individuals wonder if it's wise to use a credit or debit card for these automated pay subscriptions. We're here to shed light on the subject and help you make an informed decision. Using a Credit Union of Colorado Visa card for your regular monthly bills and subscriptions offers...

Steer Your Auto Loan in the Right Direction

Your vehicle isn't just a convenience – it's essential for getting to work, transporting your family, and maintaining your lifestyle. But with rising prices on everyday goods and services, you might feel you have to choose between making your car payment and covering other essential expenses. Fortunately, you can make a U-turn on this challenging road and head in a direction that protects your...

How to Manage Post-College Finances

You went from college student to alumnus in the blink of an eye. Now, as you transition to life on your own, it's wise to adjust your finances for life after college just as quickly. You may long for the days of managing a college budget with a small income and a handful of expenses, but that's no longer your reality. While your first full-time job is likely to provide you with more income, you...

How to Prepare For Next Year’s Tax Season Now

Whether or not you usually hire a tax pro to prepare your return, it pays to be prepared ahead of time. (After all, the more time your tax preparer has to spend making sense of your financial records, the more money you’ll owe for their labor.) And many tax preparers charge more the closer it gets to April 15, which is why it’s vital to start early and gather your materials well before the filing...

Don't Fall for the Missed Delivery Scam

Online shopping has become integral to our daily lives, with packages arriving at our doorsteps more frequently than ever. Unfortunately, scammers are posing as trusted couriers and distributing fake missed delivery notices instead of actual packages. Responding to these deceptive texts, emails, and door hangers could lead to identity theft and financial loss. What is a missed delivery scam? A...

Protect Yourself from Brushing Scams

Unexpected packages on your doorstep might seem like a nice surprise, but not all that glitters is gold. These mystery deliveries could be part of a brushing scam, a growing trend that could signal your personal information has been compromised. Let's unwrap the truth about these packages and learn what to do if a scammer tries to involve you in this scheme. What is a brushing scam? A brushing...

How Much Should I Have in an Emergency Fund?

Here are five questions that can help you calculate the amount you should keep in an emergency savings fund. 1. What are my expenses? Many people mistakenly believe they must save half a year’s worth of paychecks to build a solid emergency fund. But the amount you need to sock away could be far less. If you need to tap into the fund, it’s unlikely that you’ll be in a position to continue spending...

Protect Your Account with Advanced Device Security

Fraudsters are upgrading their tactics, but so are we. That’s why we’ve launched Advanced Device Security , a powerful new way to safeguard your account. This advanced tool ensures that only you can authorize changes to your account. Here’s how it works and why you should enable it. Stay One Step Ahead of Fraudsters Cybercriminals are always evolving their tactics to gain access to financial...

6 Ways to Ease Financial Stress

Money worries don’t just affect your wallet - they can also take a serious toll on your sleep, relationships, and overall well-being. Whether due to economic uncertainty around the globe or in your home, the resulting anxiety may negatively affect your mental health, making it harder to take action to improve the situation. But you can take steps today to gain peace of mind. 1. Create a budget. A...

5 Non-Financial Tasks to Complete After the Loss of a Loved One

The loss of a loved one often leaves survivors with feelings of overwhelming sadness and numerous loose ends to tie up. Amidst intense waves of grief, non-financial tasks are especially easy to overlook. However, neglecting them may affect the healing process for grieving families. Here are five actions surviving relatives should take after the loss of a loved one. 1. Remove the deceased loved one...