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Financial Goals

Reduce Debt

Credit cards, student loans, and other types of debt can delay your financial dreams. Money spent on debt payments is money not added to your retirement account, emergency fund, or other money goals. Use our financial resources and tools to help speed up the time to eliminate debt and redirect those funds to other goals.

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Using Credit Cards

Credit cards offer a convenient way to pay for everyday expenses and special purchases. When used responsibly, they can be a powerful money management tool. Credit cards can help track spending, offer purchase protection, and help improve your credit score. But, it’s easy to forget those 16-digits can either help improve your financial well-being or cause lasting damage.

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7 Behaviors That Hurt Your Credit Score
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7 Behaviors That Hurt Your Credit Score
Credit vs. Debit Cards: How They Differ and Why It Matters
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Credit vs. Debit Cards: How They Differ and Why It Matters
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Managing Your Debt

Not all debt is bad debt. Unless you have the cash to pay for a home, vehicle, or college education, going into debt to pay for these items might be the only way for you to obtain them. But, growing account balances can interfere with your other financial dreams, such as early retirement. Regardless of how much you owe, it’s possible to manage debt while staying in control of your finances. 

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Good vs. Bad Debt: What's the Difference?
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Good vs. Bad Debt: What's the Difference?
Smart Ways to Use Your Tax Refund
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Smart Ways to Use Your Tax Refund
How Digital Banking Simplifies Money Management
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How Digital Banking Simplifies Money Management
Payday Loans 101
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Payday Loans 101
Should You Buy Now, Pay Later?
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Should You Buy Now, Pay Later?
3 Common Behaviors That Put Your Good Credit at Risk
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3 Common Behaviors That Put Your Good Credit at Risk
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5 Ways to Spoil Your Credit Score
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5 Ways to Spoil Your Credit Score

Why Do They Need to Check My Credit?
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Why Do They Need to Check My Credit?

The Difference Between Secured and Unsecured Credit
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The Difference Between Secured and Unsecured Credit

How Many Credit Cards Do I Need?
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How Many Credit Cards Do I Need?

What is a Line of Credit?
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What is a Line of Credit?

Are You Renting? How to Lower Your Housing Costs Without Moving
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Are You Renting? How to Lower Your Housing Costs Without Moving

Should a Health Savings Account be in your Retirement Toolkit?
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Should a Health Savings Account be in your Retirement Toolkit?

Payday Loans 101
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Payday Loans 101

What You Should Know Before Making a Cash Offer on a Home
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What You Should Know Before Making a Cash Offer on a Home

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Credit Union of Colorado Foundation

Credit Union of Colorado Foundation

Our mission is to increase equitable access to educational opportunities that positively impact students and their communities.

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        Make a payment on your vehicle or personal loan here.
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      • Protecting your Account
      • See All Articles
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      • Start Out on My Own
      • Manage My Finances
      • Reduce Debt
      • Support a Family
      • Make a Major Purchase
      • Plan for Retirement
      • See All Goals
      • Member Support Center
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        We are here to help you with answers to common questions about everything from membership to our products and services.

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