In 2020, "saving money" was second only to "exercising more" as the most common New Year's resolutions among Americans. If saving money is one of your goals in 2021, resolving to reduce your credit card debt can help you do it more quickly. It can be challenging to put money aside if credit card debt payments are weighing you down. After all, there's only so much money in your budget. The faster...

When an unexpected job loss causes you to lose your financial footing, quickly regaining your balance is key to managing your money in the face of uncertainty. Feelings of fear, stress, and helplessness can be overwhelming if you don't take control of the situation quickly. While you can't force a potential employer to immediately add you to their payroll, you can take steps to improve your...

Securing your dream job right out of high school or college can seem next to impossible. Whether you're eying a coveted internship or seeking a full-time position with a top-ranked employer, competing with fellow graduates for limited positions is made more challenging during tough economic times. You might eventually need to take one or more lower-paying jobs so you can pay your bills. While you...

The wedding venue isn't the only locale you should research before exchanging vows. With the average honeymoon costing $5,000, continuing your celebration after your big day could mean added financial stress as you start your new life together. Whether you envision an all-inclusive resort, an experiential trip, or white sandy beaches, the average price of a honeymoon has steadily increased since...

Your first credit card likely accomplished two goals. First, it paid for purchases without immediately affecting how much cash was in your bank account. Second, it was the beginning of building your credit history. But now you're probably wondering, "How many credit accounts do I need to strengthen and maintain good credit? Is one too few? Are five too many?" Discover the answers to these, and...

When money is tight, the flexible payment options available with Buy Now, Pay Later (BNPL) loan programs can be a financial lifesaver. These no-interest, short-term installment loans let you buy clothes, furnishings, and other needed items from well-known retailers now, and pay for them later. But there are risks to entering in to what sounds like a financial wonderland. Consider the pros and cons...

When you have a long list of home improvements you'd like to make, prioritizing projects in order of highest return is a smart financial move. Completing projects with the highest return will allow you to recoup more of your money when you sell your home. But figuring out whether a full remodel, partial upgrade or simple paint job should top your list isn't as easy as it seems on your favorite...

Whether you're stepping out on your own for the first time or recently moved to a new city, choosing a financial institution you can trust is a top priority. As you settle into your new environment, you'll soon discover that a financial partner should do more than offer a sign-up bonus for opening a checking account. Financial needs change over time, and your institution should be ready to support...

When you're short on cash and need to cover an expense quickly, a payday loan could be a lifesaver. As long as you have a job, an active checking account, and meet minimum age requirements in your state, you might qualify for a cash advance on your next paycheck in as little as 15 minutes. But fast money isn't cheap. Payday loan interest rates could run in excess of 500%, depending on the lender...

Whether you're the sole breadwinner or live in a two-income household, saving money for a rainy day can be challenging for families. Despite your best efforts, you may be like 39% of Americans who would have a hard time covering an emergency expense as little as $400. If a surprise health diagnosis or unexpected job loss happens, it could wreak havoc with your emotions and your bank account...