We’re here to help.

Other FAQs That May Help

• What is a government shutdown, and how could it affect me as a member?

  A government shutdown occurs when Congress fails to pass funding legislation that authorizes the resources needed to maintain specific or broad government programs. This can result in furloughed federal employees, delayed government contracts, and ripple effects on the economy. 

  If you are directly affected, we are here to support you with financial solutions and guidance. Get Support

• I’m a federal employee/contractor and won’t receive my paycheck. What help can I get from Credit Union of Colorado?

  At Credit Union of Colorado, we offer programs for affected members, including:

  - Emergency loans with low or no interest
  - Skip a Payment option
  - Waivers for fees such as overdraft or late payment penalties

  Please contact us directly to learn about the specific options available to you. 

• How will the government shutdown impact Credit Union of Colorado’s operations?

  During a government shutdown, the Credit Union of Colorado will remain stable and operational. We are a member-owned, not-for-profit institution that prioritizes your financial well-being. Our services and support will continue uninterrupted.

• Are my funds at risk during a government shutdown?

  Your money is safe and sound with us. Credit Union of Colorado’s balance sheet is strong, and our systems are secure. All Credit Union of Colorado members have National Credit Union Administration (NCUA) Share Insurance. 

• Do you offer financial hardship assistance?

  We understand that our members may occasionally suffer financial hardships. If your financial situation has changed and you’re finding it difficult to pay your loan on time, we may be able to help.

  Learn More