Have a car in mind but not sure you can afford it?

Our low monthly FlexChoice auto loan payments give you more car for your money, and you have the valuable equity that comes with owning your vehicle.  

Lower your monthly payments

Like a lease, the FlexChoice auto loan provides monthly payments which are considerably lower than conventional financing. But unlike a lease, with the FlexChoice auto loan, you own the vehicle.

Change your vehicle every few years

Drive a reliable vehicle without breaking your budget and put yourself in a better financial situation. You have the option to sell, trade, refinance your vehicle at anytime. You can even “walk away” when your loan term is up. Disposition fee, excessive wear and tear and excessive mileage charges may apply.

 

 

Pay for what you use with a Guaranteed Future Value (GFV)

The residual is the projected value of the vehicle at loan maturity. Our program guarantees this residual – we call it the “Guaranteed Future Value.”
Infographic of a car split in half

FlexChoice Auto Loan

Rates as low as

6.24
%
APR

Annual Percentage Rate
(48 months or less and LTV 80% or less)*

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With the FlexChoice Auto Loan there is:

  • No money due at signing, first or last payment

  • No security deposit

  • No early payoff penalty

See how much you could save

All new and up to five-year-old vehicles qualify for FlexChoice Auto Loan. All vehicles can be financed for up to 48 months. Other benefits of FlexChoice Auto Loan include:
• No capitalization fees
• No first or last payment required at origination
• $825 program fee (can be financed into the loan)
• Option to sell, trade, finance vehicle anytime or return the vehicle at loan maturity and simply “walk away”
• No early payoff penalty
• 100% financing with NO MONEY DOWN
• Same rates as our conventional loans
• Mileage options of 7,500, 10,000, 12,000, 15,000 and 18,000 per year available