The NCUA Insurance Calculator

Confirming the accurate amount of insurance you have within multiple accounts can be a bit confusing, so the National Credit Union Administration's (NCUA) Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what's insured and what portion (if any) exceeds coverage limits. You can even print out the report and keep it for your records.

The Share Insurance Estimator bases the computations for coverage on the rules in effect as of May 2013. If any subsequent statutory or regulatory changes occur, NCUA will update the calculator as quickly as possible. The release date for this version of the Share Insurance Estimator is January 2014.

You can enter other credit unions, after Credit Union of Colorado. Enter all of your share accounts for CUofCO, then go through all three steps. When your report for CUofCO is complete, start back here with your next credit union and so on, until you have a report for each credit union where you have share accounts.

Confirming the accurate amount of insurance you have within multiple accounts can be a bit confusing, so the National Credit Union Administration's (NCUA) Share Insurance Estimator lets consumers, credit unions, and their members know how its share insurance rules apply to member share accounts—what's insured and what portion (if any) exceeds coverage limits.

The Share Insurance Estimator is designed to give an accurate share insurance calculation, assuming it is properly used and the account information is correctly entered. However, the results and conclusions generated by the Share Insurance Estimator are strictly advisory.  This estimate is based on the share insurance regulations in effect as of May 2013. All actual claims for share insurance shall be governed exclusively by the information set forth in the federally insured credit union's records and applicable federal statutes and regulations then in effect.

You can access it here: https://mycreditunion.gov/insurance-estimator