What else do I need to know about Courtesy Pay?

If you use Courtesy Pay, you will have 30 days to repay your overdrawn balance and fees. Courtesy Pay is not a loan; it is merely a benefit of membership. The credit union may revoke the privilege at any time without notice. Keep in mind, if you have overdraft protection, it will be utilized first. Courtesy Pay will only be used if your available overdraft loan balance has been depleted.