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What happens when my HELOC draw period ends?
When your draw period ends, you will no longer have access to draw new funds from your Home Equity Line of Credit (HELOC) and you will enter the repayment period. During the repayment period, you will continue to make payments until your HELOC is paid in full.
If you want to keep putting your home’s equity to good use for remodeling, debt consolidation, and more, you can extend your access to your HELOC by applying for a new HELOC.
To maintain access to your HELOC, we recommend applying for a new HELOC at least 45 days before your draw period ends.
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