Credit Union of Colorado
Electronic Signature Disclosure
Use of Electronic Signatures
You understand and agree that, during your relationship with Credit Union of Colorado (“Credit Union”), documents, agreements, and records may be executed using electronic signatures.
An electronic signature is any electronic sound, symbol, or process attached to or logically associated with a document and executed with the intent to sign the document.
Legal Effect
You acknowledge and agree that:
- Your electronic signature is legally binding and has the same force and effect as a handwritten signature.
- Documents executed electronically are enforceable to the same extent as if they were signed in paper form.
- No certification authority or third-party verification is required for the enforceability of your electronic signature.
Records and Retention
Electronically signed documents will be retained by the Credit Union in accordance with applicable record retention requirements and may be provided to you upon request.
Right to Paper Execution
You have the right to request that documents be provided in paper form and to sign documents using a handwritten signature.
If you choose not to use electronic signatures:
- You may request paper documents by contacting us at:
- 1-800-444-4816
- P.O. Box 5906, Denver, CO 80217-5906
Your decision not to use electronic signatures may delay or prevent completion of certain transactions.
System Requirements
To access or execute documents electronically, you may need:
- A device with internet access
- A compatible web browser
- Ability to receive and view PDF documents
No Effect on Other Disclosures
This disclosure relates solely to the use of electronic signatures.
It does not constitute consent to receive disclosures or communications electronically, which may be provided under a separate agreement.
Acknowledgment
By submitting an application with Credit Union of Colorado, you acknowledge that:
- You have read and understand this Electronic Signature Disclosure.
- You agree that your electronic signature may be used in place of a handwritten signature.