| Description | Amount |
|---|---|
| Membership Share | $25 Par Value |
| Account Closure Fee | $25 if closed within 90 days |
| Account History Fee | $1 per page |
| Account Reconciliation Fee | $15 per hour |
|
Account to Account Transfer Fee: Funds sent to another financial institution Funds sent to another financial institution (Express) |
$3 per transfer
$8 per transfer |
| ATM Fee | $1 each if more than eight (8) per month (at foreign ATMs) |
| Bill Pay Overnight Check Fee | $14.95 per check |
| Bill Pay Same Day Payment Fee | $9.95 per payment |
| Cashier's Check Fee | $3 per check |
| Check Cashing Fee | $5 per check if less than $100 is maintained in share account and no other services are being used. |
| Check Copy Fee | $2 per check. No charge for first two (2) checks ordered within thirty (30) days of most recent statement. |
| Checks by Phone Fee | $5 per check |
| Check Printing Fee | Prices vary |
| Clearing Fee | $25 per item |
| Collections Item-Incoming Fee | $10 per item |
| Collections Item-Outgoing Fee | Actual Cost |
| *Courtesy Pay Fee | $25 per item |
| Credit Union Check Fee | $2 per check if more than three (3) per month |
| Deposited Foreign Item Fee | $10 per item |
| Deposited Item Return Fee | $25 per item |
| *Excess Tran Fee (Money Market Plus Account) | $15 each if more than three (3) debit transactions per calendar month |
| *IRA/ESA Origination Fee | $5 per account |
| *Minimum Balance Fee (Premier Checking) | $8 per month (if balance falls below $250 minimum) |
| *Monthly Account Fee (Premier Plus Checking) | $5 per month |
| NSF Fee (Non-Sufficient Funds, ACH, Draft or Bill Pay) | $25 per item, per occurrence |
| Research Fee | $15 per hour |
| Returned Statement Fee | $5 after two (2) consecutively returned statements |
| *SimpleSaver® Fee | $2 per month, waived if enrolled in e-statements |
| Statement Copy Fee | $2 per copy |
| Stop Payment Fee | $20 per request |
| Temporary Checks Fee | $1 per four (4) |
| VISA Debit Overdrawn Fee | $25 per item |
| VISA Gift Card Purchase Fee | $3 per item |
| VISA Receipt Copy Fee | $5 per receipt |
| VISA/ATM Replacement Card Fee | $10 per card |
| VISA International Service Assessment Fee | For purchases and cash advances made outside the United States the fee is 1% of the transaction amount for multi-currency transactions and 0.80% for single currency transactions. |
|
Wire Transfer Fee: International Outbound to U.S. financial institution |
$50 per transfer
$10 per transfer |
*Applies to consumer accounts only.
| Account Type | Minimum Balance Requirement | Allowable Items per Month* |
|---|---|---|
| Basic Business Checking | None | 100 ($0.50 per item over 100) |
| Premium Business Checking | $5,000 ($15 monthly service charge if below minimum) | 200 ($0.50 per item over 200) |
| Basic Business Savings | $25 | No more than 6 Reg D covered withdrawals per month |
| Business Money Market | $2,500 ($10 monthly service charge if below minimum) | $15 excessive Transaction Fee if more than three (3) debit transactions per calendar month |
*Examples of allowable item transactions: Draft withdrawals, check deposits, and ACH withdrawals/deposits.