FlexChoice Auto Loan

Think you can’t get more car for your money? You can!

How would you like a vehicle financing program that combines the best features of conventional vehicle financing with the benefits of leasing? Our low monthly FlexChoice auto loan payments give you more car for your money, and you have the valuable equity that comes with owning your vehicle.

Lower your monthly payments

Like a lease, the FlexChoice auto loan provides monthly payments which are considerably lower than conventional financing. But unlike a lease, with the FlexChoice auto loan, you own the vehicle.

Change your vehicle every few years

Drive a reliable vehicle without breaking your budget and put yourself in a better financial situation. You have the option to sell, trade, refinance your vehicle at anytime. You can even “walk away” when your loan term is up. Disposition fee, excessive wear and tear and excessive mileage charges may apply.

All new and up to five-year-old vehicles qualify for FlexChoice Auto Loan. All vehicles can be financed for up to 48 months. Other benefits of FlexChoice Auto Loan include:
• No capitalization fees
• No first or last payment required at origination
• $825 program fee (can be financed into the loan)
• Option to sell, trade, finance vehicle anytime or return the vehicle at loan maturity and simply “walk away”
• No early payoff penalty
• 100% financing with NO MONEY DOWN
• Same rates as our conventional loans
• Mileage options of 7,500, 10,000, 12,000, 15,000 and 18,000 per year available

FlexChoice Auto Loan

Think you can’t get more car for your money? You can!

Lower your monthly payments

Change your vehicle every few years

With the FlexChoice Auto Loan there is

No money due at signing, first or last payment

No security deposit

No early payoff penalty

FlexChoice Auto Loan

Credit Union of Colorado Foundation