Credit Union of Colorado

Account Ownership: The Money Market Plus Account ownership is the same as the ownership on your regular share savings account and is set forth on your membership application/account card.

Minimum Opening Deposit and Balance Requirements: The minimum opening deposit is $1,000. In the event the balance falls below the minimum, the account may remain open, but no interest will accrue or be paid, and a $10.00 fee will be charged.

Excessive Transaction Fee: No more than three debit transactions may be made from this account during any calendar month. Each debit transaction in excess of three per calendar month will be assessed a $15.00 fee. Debit transactions include any withdrawal, transfer, or check withdrawal. Accounts exceeding three debit transactions per month three times within a year may be subject to closure.

Penalties: No interest will accrue or be paid for any day that the balance is below $1,000.

Check Writing Access: Check writing access is available. If you choose to use this option, checks will be provided to you in accordance with the credit union Fee Schedule.

This account may not be transferred or assigned to any party other than Credit Union of Colorado. This account may not be held as collateral.

By opening and using this account, you agree to the terms and conditions of the Membership and Account Agreement, Truth-In-Savings Rate and Fee Schedule, EFT Agreement and Disclosure, and any amendments to these documents the credit union makes from time to time, which collectively govern your membership and accounts.