Mortgage Rates

1st Mortgage Loan Rates

We offer a variety of loan options from which to choose, including 5-year to 30- year-fixed-rate mortgages and FHA products. And with our free pre-approvals, you’ll have peace of mind knowing that when you shop for your home, you can already afford your monthly mortgage payment.

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2nd Mortgage Loan Rates

Fixed Rate	Annual Percentage Rate (APR)
up to 60 months	As low as 8.00 %
61 to 120 months	As low as 8.25 %
121 to 180 months	As low as 8.50 %

Rates Effective 11-19-25

Appraisal or AVM (Automated Valuation Method) required. Colorado real estate only. Maximum loan amount is $400,000. Contact the credit union for estimated closing costs.

Home Equity Lines

Variable Rate	Annual Percentage Rate (APR)
Wall Street Journal Prime Rate -.25%	As low as 6.75 %
Wall Street Journal Prime Rate +1.00%	As low as 8.00 %

Rates Effective 11-19-25

Appraisal or AVM (Automated Valuation Method) required. Maximum loan amount is $400,000 up to 90% CLTV.
The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 3.50%. Contact the credit union for estimated closing costs.

Raw Land

Fixed Rate	Annual Percentage Rate (APR)
up to 60 months	9.00 %
61 to 120 months	10.00 %

Rates Effective 11-19-25

Appraisal required. Colorado Real Estate only. Maximum amount financed is $200,000 or 70% of appraised value or selling price. Contact the credit union for estimated closing costs.

(800) 444-4816