| Description | Amount |
|---|---|
| Membership Share | $5 Par Value |
| Account Closure Fee | $5 if closed within 6 months |
| Account History Fee | $1 per page |
| Account Reconciliation Fee | $30 per hour |
| ATM Fee | $1 per transaction on non-Credit Union of Colorado ATMs |
| Bill Pay Overnight Check Fee | $14.95 per check |
| Bill Pay Same Day Payment Fee | $9.95 per payment |
| Cash Advance Fee | 3% of the amount advanced. Applies to VISA Credit Cards (Including advances from credit card used as overdraft protection.) |
| Cashier's Check Fee | $5 per check |
| Check Cashing Fee – Non Member | $5 per check |
| Check Copy Fee | $2 per check. No charge for first two (2) checks ordered within thirty (30) days of most recent statement. |
| Check Ordering Fee | Prices vary |
| Coin Machine Fee – Non-Member | 8% of transaction amount |
| Collections Item-Incoming Fee | $10 per item |
| Collections Item-Outgoing Fee | Actual Cost |
| Courtesy Pay Fee | $25 per item |
| Credit Union Check Fee | $2 per check if more than one (1) per month |
| Deposited Foreign Item Fee | $10 per item |
| Deposited Item Return Fee | $25 per item |
| Everyday w/High-Yield Savings Requirements Not Met* | $10 per month, if one of more minimum requirements are not met |
| Excess Transaction Fee (Money Market Plus Account and Everyday w/High-Yield Savings)* | $15 per item if more than three (3) debit transactions per calendar month |
| Inactive Account Fee* | $5 monthly fee for accounts with no activity after a 12-month period |
| Debit Card Payment Fee | $3.95 for payments made using a debit card. No fee for loan payments made using ACH. |
| Minimum Balance Fee (Everyday Account w/Interest)* | $10 per month if balance falls below minimum |
| Minimum Balance Fee (Money Market Plus) | $10 per month if balance falls below minimum |
| NSF Fee (Non-Sufficient Funds, ACH, Draft or Bill Pay) | $25 per item, per occurrence (to include repeat presentments) |
| Research Fee | $30 per hour |
| Returned Loan Payment Fee (Credit Cards & Loans)* | $25 per item per occurrence (to include repeat presentments) |
| Returned Mail Fee | $5 per month, each month a bad address remains on a share account. |
| Skip A Payment Fee* | $25 per skip, no charge for first skip, in a 12-month period. Max 2/year, 6 per loan. |
| Statement Copy Fee | $2 per copy |
| Stop Payment Fee | $25 per request |
| Temporary Checks Fee | $2 per four (4) |
| VISA Debit Overdrawn Fee | $25 per item |
| VISA/ATM Replacement Card Fee | $10 per card |
| VISA International Service Assessment Fee | For purchases and cash advances made outside the United States the fee is 1% of the transaction amount for multi-currency transactions and 0.80% for single currency transactions. |
Wire Transfer Fee: International Outbound to U.S. financial institution |
$50 per transfer $20 per transfer |
*Applies to consumer accounts only.
| Account Type | Minimum Balance Requirement | Allowable Items per Month* |
|---|---|---|
| Basic Business Checking | None | 100 ($0.50 per item over 100) |
| Biz Checking Plus | $5,000 ($15 monthly service charge if below minimum) | 200 ($0.50 per item over 200) |
| Basic Business Savings | $5 | None |
| Business Money Market | $2,500 ($10 monthly service charge if below minimum) | $15 excessive Transaction Fee if more than three (3) debit transactions per calendar month |
*Examples of allowable item transactions: Draft withdrawals, check deposits, and ACH withdrawals/deposits.