Whether your goal is to travel the world or just spend more time with the grandkids, the retirement you want takes planning. Opening, moving, or rolling over your IRA with us is the first step. And, putting your nest egg where it will grow tax-free is a smart move.
Individual Retirement Accounts
When you choose our traditional or SEP (Self-Employed Plan) IRA, you have the confidence of knowing that our interest rates are competitive and our fees are low, so more of your savings goes directly toward funding your future. Plus, you may be able to deduct your IRA contribution from your current taxable income; check with your tax advisor to be sure.
Roth IRAs are a popular choice, especially if you have many years before you retire or you plan on passing your savings to your heirs. Although your contributions are not tax-deductible, your interest grows tax-free for the life of the account. And, if you meet certain requirements, you get to take the money out, income tax-free, at retirement.