Mortgage Rates

1st Mortgage Loan Rates

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2nd Mortgage Loan Rates

Rates effective as of June 21, 2017

Details Annual Percentage Rate
Fixed Rate
Up to 60 months As low as 4.50%
61 to 120 months As low as 4.75%
121 to 180 months  As low as 5.00%

*Requirements
Appraisal required.
Colorado real estate only. 
Maximum loan amount is $250,000 for 70% LTV or less, $100,000 for 80% LTV or less. For loans greater than 80% LTV, maximum loan amount is $50,000.
Contact the credit union for estimated closing costs.


Home Equity Lines

Rates effective as of June 21, 2017

Details Annual Percentage Rate
Variable Rate
Wall Street Journal Prime Rate  -.750% 4.00% APR    Up to 80% of appraised value (or less)
Wall Street Journal Prime Rate +2.00% 6.25% APR    80.01% - 85% of appraised value
Wall Street Journal Prime Rate +2.00% 6.25% APR    85.01% - 90% of appraised value

*Requirements
Appraisal required.
Maximum loan amount is $250,000 for 70% LTV or less, $100,000 for 80% LTV or less. For loans greater than 80% LTV, maximum loan amount is $50,000.
The maximum Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum APR is 4.00%
Contact the credit union for estimated closing costs.


Raw Land

Rates effective as of June 21, 2017

 Details Interest Rate  Annual Percentage Rate
Fixed Rate
Up to 60 months 8.40% 9.14% (includes a 1.5% origination fee)
61 to 120 months 8.50% 8.90% (includes a 1.5% origination fee)

*Requirements
Appraisal required.
Colorado Real Estate only.
Maximum amount financed is $200,000 or 70% of appraised value or selling price.
Contact the credit union for estimated closing costs.


New Mobile Homes

Rates effective as of June 21, 2017

 Details

Annual Percentage Rate
Fixed Rate
Up to 84 months ($0- $15,000 financed) 8.75%
85 to 120 months ($15,001 - $25,000 financed) 9.75%
121 to 180 months ($25,001 - $90,000 financed) 11.75%

*Requirements
New mobile homes only.
Mobile home must be member's primary residence.
Amount financed cannot exceed 80% of purchase price, excluding taxes.


Used Mobile Homes

Rates effective as of June 21, 2017

 Details

Annual Percentage Rate
Fixed Rate
Up to 60 months (less than $10,000 financed) 10.25%
61 to 84 months ($10,001 - $20,000 financed) 11.50%
85 to 120 months ($20,001 - $60,000 financed) 12.25%

*Requirements
Used mobile homes ten (10) model years or newer.
Includes purchase or refinance of a mobile home. 
Mobile home must be member's primary residence.
Amount financed limited to 80% of the appraised value.