Other Loan Rates

Personal Loans

Rates effective as of November 1, 2017

 Details Fixed Annual Percentage Rate
Personal Loans As low as 9.25% 
Other Collateral Loans* As low as 8.15% *

*Requirements: Maximum term 60 months. Maximum loan amount is $50,000 or 60% of retail value, purchase price or appraised value, whichever is less.
 


Certificate Loans

Rates effective as of November 1, 2017

Details Annual Percentage Rate
Fixed Rate - Certificate Secured 2.50% over the Certificate Rate

*Requirements: Interest and principal pledged upfront.


Special Reserve Overdraft Loan

Rates effective as of November 1, 2017

Details Annual Percentage Rate
Fixed Rate 15.00% APR


Higher Education Tuition Loan

Rates effective as of November 1, 2017

Details Annual Percentage Rate
  As low as 8.25% 
  • Maximum term is 96 months.
  • Maximum amount is $10,000 per year, $70,000 total (including other unsecured debt with the Credit Union).
  • Tuition for not-for-profit private or public post-secondary schools. 
  • Loan proceeds will be paid to the school. 
  • Borrower must be the student, parent, grandparent or guardian of the student.