Vehicle Loan Rates

New Auto Loans

Rates effective as of January 3, 2017

Details Annual Percentage Rate
Less than $25,000 financed - up to 75 mo.
 As low as 2.74% APR
(for 66 months or less)*
Over $25,000 financed - up to 84 mo.
 As low as 2.74% APR
(for 66 months or less)*

 

Used Auto Loans

Rates effective as of January 3, 2017

Details Annual Percentage Rate
2007 - 2017: up to 75 mo. (No min $18,000 requirement)
As low as 2.74% APR
(for 66 months or less)*
2002 - 2006: up to 63 mo.
 As low as 4.74% APR
1998 - 2001: up to 63 mo.
 As low as 5.74% APR

New & Used Auto Loans
Rate Adjustments for Extended Terms:
0.50 percent will be added to terms 67-75 months.
1.00 percent will be added to terms 76-84 months.
Other rate adjustments may apply based on the vehicle’s loan to value.

New vehicles are those of current or prior model year with 2000 or less miles.
Used vehicle loans over $25,000 may have terms up to 84 months. Used vehicle loans over $18,000 (and 2015-2017 model years) may have terms up to 75 months.

First 90-day payments are deferred for vehicle purchases and external vehicle refinances only. Interest will accrue during the entire term of the loan including the non-payment period.

Estimated monthly payment of $16.34 per thousand borrowed at 2.74% Annual Percentage Rate (APR), based on a 66 month term. Loan rates displayed are Annual Percentage Rates (APR). Your rate may vary based on personal credit history and will be provided by the Credit Union upon approval of a completed loan application. All rates, terms, and conditions are subject to change without notice.

 

RV Loans

Rates effective as of January 3, 2017

Details Annual Percentage Rate
Up to 60 months ($0-$15,000 financed)
As low as 5.80%
61 to 84 months ($15,001-$25,000 financed)
As low as 6.55%
85 to 120 months ($25,001-$60,000 financed) As low as 7.30%
121 to 180 months ($60,00-$90,000 financed) As low as 8.05%

RV Loans
Requirements: New and used recreational vehicles model years 2007 and newer. Maximum loan amount is 60% of purchase price or retail value, whichever is less.

 

Boat Loans

Rates effective as of January 3, 2017

Details Annual Percentage Rate
Fixed Rate - Up to 72 months
As low as 7.30%

Boat Loans
Requirements: Model years 2012 and newer. Must be registered in Colorado.
Maximum loan amount is $60,000 or 60% or purchase price or retail value, whichever is less.

 

Motorcycle Loans

Rates effective as of January 3, 2017

Details Annual Percentage Rate
Fixed Rate - Up to 72 months As low as 4.25%

Motorcycles
Requirements: New and used motorcycles model years 2007 and newer. Must be street legal, minimum 50cc engine size.