Paying bills on time and keeping credit account balances low aren't the only steps you can take to improve your credit score. Your monthly expenses may offer a hidden opportunity to rebuild your credit. While spending habits are often to blame for poor credit, it's possible to make them work for you instead of against you. Here's how. Sign up for free credit reporting bureau services. Many people...

If a home repair or improvement project is on your summer "To Do" list, using the equity in your home to pay for it might make good financial sense. However, choosing between a home equity loan and a home equity line of credit (HELOC) to fund your project isn't always an easy decision. While both loan types use your home as collateral, each has its unique benefits and potential drawbacks. Get...