Everyday Account

Less checking, more doing.

Checking accounts make it easy to manage everyday spending. They offer the convenience of direct deposits, online and in-store debit card purchases, ATM cash withdrawals, and might even allow you to earn dividends on your account balance.

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Tips for making the most of your money so that it's ready when you need it:

  • Special Reserve Overdraft Loan
  • 3 Financial Tips for Spontaneous Living
  • Improvements to Simplify your Finances
  • Group of friends dining

    Providing you an extra layer of protection for your Everyday checking accounts.

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  • young adults on scooters

    Be prepared for new opportunities that come your way.

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  • Digital Banking screens

    We've rolled out exciting changes!

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Our Everyday Checking Accounts are all about you.

From banking by phone to helping you find the nearest free ATM, our accounts are full of ways to make your life easier.

Digital Banking

Let’s go! Log in from anywhere, bank from everywhere, 24/7.
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Mobile Deposit

Skip the trip to the branch or ATM. Make a deposit using remote deposit on our quick mobile app.
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ATM Network

Credit Union of Colorado members have access to CO-OP Network and MoneyPass – two surcharge-free ATM networks with over 62,000 ATMs throughout the United States and Canada for use with your Credit Union of Colorado debit card.
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Mobile Wallet

Enjoy a simple, secure, faster way to pay on your favorite mobile devices.
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Debit Card

No need for cash. Use your debit card wherever you shop. Less germs, less hassles.

Special Reserve Overdraft Loan

Give yourself an extra layer of financial safety in case you miscalculate your checking account balance.
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Let’s talk about what account works best for you.

An Everyday Checking Account is the most basic part of your financial life. But not everyone uses theirs in the same way. That’s why we’ve created two accounts, so you can match one to your needs. Both include access to over 62,000 fee-free ATMs throughout the US and Canada.

  Minimum Balance  Interest Monthly
Service Fee		 Free Checks Overdraft Protection Option
Everyday Account None None None No Learn More
Everyday Account w/interest $250* Earn interest on days when balance is at least $250. *$8.00 if balance falls below $250. Yes Learn More

Fee Schedule 

Ready to open an Everyday Checking Account with the perks of membership?

If you live in Colorado, it's easy to qualify and become a member.

Become a Member