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Become a CUofCO Member Today

Apply for a new account.

Select the type of account you'd like to open below.

Savings

  • No monthly fees.

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Open an Account

Everyday Account

  • No monthly service charge.
  • No minimum balance required.
  • Free Visa® debit card, with approval.

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Open an Account

Everyday Account w/Interest

  • No monthly service charge when you maintain a daily minimum balance of just $250. Otherwise, $8 monthly fee.
  • Interest paid when balance is at least $250.
  • Free Visa® debit card, with approval.
  • Free standard checks.

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Open an Account

Everyday Account w/ High-Yield Savings

  • Maintain a minimum balance of $500 in your High-Yield Savings Account. Amounts over $25,000 will not earn interest.
  • Receive a direct deposit or electronic transfer of at least $500 per month to your Everyday Account.
  • Stay enrolled in electronic statements. Save trees and postage while earning a high-yield.

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Open an Account

Certificates of Deposit

  • Open our standard CD with as little as $500 and earn a higher interest rate than most savings accounts
  • Invest $100,000 or more and take advantage of higher rates paid on our Jumbo Certificates
  • Our Add On CDs let you access your money within 90 days or up to 6 months and you can add to it in $50 increments

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Open An Account

Money Market Account

  • Competitive earning rates
  • The higher your balance, the more interest you earn
  • Open your account with a minimum of $2,500 and as your balance grows, so does the rate of interest you earn
  • Access your account through Digital Banking and up to three debit transactions per month, with no minimums or check-writing charges.

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Open An Account

IRA Account

  • Choose our traditional or SEP (Self-Employed Plan) IRA
  • Competitive earning rates
  • Low fees so more of your savings goes toward your future
  • Our Roth IRAs are popular if you have many years before retirement or plan on passing your savings to your heirs

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Open An Account

Low Rate Credit Card

  • Competitive, variable interest rate.
  • Includes a 25-day grace period for purchases.
  • No annual fee.

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Visa® Rewards Credit Card

  • Competitive, variable interest rate.
  • Includes a 25-day grace period for purchases.
  • No annual fee.
  • PeakPoints® Rewards available – earn bonus points for every dollar spent. Redeem points for travel awards, merchandise awards, gift cards and cash. 

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Visa Signature® Credit Card 

  • Competitive, variable interest rate.
  • Includes a 25-day grace period for purchases.
  • PeakPoints® Rewards available – earn 2x bonus points for every dollar spent. Redeem points for travel awards, merchandise awards, gift cards and cash.
  • Earn a bonus $200 after spending $2,500 in the first 3 months.
  • First year $95 annual fee waived.
  • Extended warranty.
  • Cell phone protection.
  • Luxury hotel and travel benefits.

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New or Used Vehicle Purchase

  • Low loan rates with flexible terms up to 84 months.
  • Gap Insurance and Mechanical Repair Coverage available.

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Refinance of Existing Vehicle Loan

If you have a current vehicle loan at another financial institution that you would like to refinance, we can help.

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Vehicle Loan Pre-approval

Haven't selected the right vehicle yet? Get pre-approved for a loan amount before you start shopping.

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Special Reserve Overdraft Line of Credit

  • Available for Everyday checking accounts.
  • Loan advances automatically in $100 increments.

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Personal Loan

Our personal loans don’t require you to have home equity,  so you don’t have to put up collateral to take advantage of them. Plus, our Personal Loans have low interest rates and come with the predictability of fixed payments.

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Business Rewards Credit Card

Designed specifically for business needs, this credit card features loan amounts from $1000-$50,000, variable interest rates based on the owner’s FICO score, access for non-owner users and rewards points for purchases.

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Business Line of Credit

Use this unsecured, short-term loan to have quick access to funds to supplement cash flow for payroll, seasonal inventory or other short-term needs. Or, how about using it to take advantage of business opportunities when they arise?

  • Variable interest rate based on WSJ Prime Rate
  • Low minimum payment of 3% of balance owed
  • Loan amount from $5000-$50000
  • Minimum advance of $1000
  • No collateral required
  • Minimum of 2 years in business required

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Business Vehicle Loan

Take your business on the road with our vehicle loans. Get up to 80% financing for commercial vehicles and up to 100% financing for business-use vehicles purchased in the name of your company.

  • Minimum loan amount $2000
  • Fixed Interest rate, helps with future budgeting, payment won’t change
  • Up to 80% financing for commercial vehicles
  • Up to 100% for business-use passenger vehicles
  • Maximum term of 72 months
  • Minimum of 2 years in business required

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Business Small Equipment Loan

Whether you need a computer, new tools or a better printer to grow your business, this short-term loan is the way to go. No collateral is needed and the equipment you purchase secures the loan. So, start thinking what you’d buy to boost  your bottom line.

  • Minimum loan amount $2000
  • Fixed Interest rate, helps with future budgeting, payment won’t change
  • Maximum LTV of 80%
  • Maximum term of 72 months
  • Minimum of 2 years in business required

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Business Working Capital Loan

This multipurpose loan can help you to increase your inventory, update your office, or advance your business technology. It’s secured by an "All Business Assets" lien, with up to 80% financing and our fixed interest rates means payments won’t change.

  • Fixed interest rate, helps with future budgeting, payment won’t change
  • Loan amount from $1000-$50000
  • Minimum of 2 years in business required
  • Maximum term of 60 months
  • Up to 80% financing on total of business assets

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Business Share Savings

With a minimum deposit of just $25, a business savings account lets you earn dividends on your hard earned savings.

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Biz Checking Plus

Choose Biz Checking Plus if you carry a larger balance. Start earning interest with a minimum balance of just $5,000. Our Biz Checking Plus account has no fee for the first 200 items in or out of your account. 

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Business Money Market

Make your large balances work harder for your business by earning interest on them. Our Business Money Market account is perfect for capital expenditures and seasonal inventory needs.

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Credit Union of Colorado Foundation

Our mission is to increase equitable access to educational opportunities that positively impact students and their communities.

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        Member Support Center

        We are here to help you with answers to common questions about everything from membership to our products and services.

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