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Become a CUofCO Member Today

Apply for a new account.

Select the type of account you'd like to open below.

Savings

  • No monthly fees.

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Open an Account

Everyday Account

  • No monthly service charge.
  • No minimum balance required.
  • Free Visa® debit card, with approval.

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Open an Account

Everyday Account w/Interest

  • No monthly service charge when you maintain a daily minimum balance of just $250. Otherwise, $8 monthly fee.
  • Interest paid when balance is at least $250.
  • Free Visa® debit card, with approval.
  • Free standard checks.

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Open an Account

Everyday Account w/ High-Yield Savings

  • Maintain a minimum balance of $500 in your High-Yield Savings Account. Amounts over $25,000 will not earn interest.
  • Receive a direct deposit or electronic transfer of at least $500 per month to your Everyday Account.
  • Stay enrolled in electronic statements. Save trees and postage while earning a high-yield.

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Open an Account

Certificates of Deposit

  • Open our standard CD with as little as $500 and earn a higher interest rate than most savings accounts
  • Invest $100,000 or more and take advantage of higher rates paid on our Jumbo Certificates
  • Our Add On CDs let you access your money within 90 days or up to 6 months and you can add to it in $50 increments

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Money Market Account

  • Competitive earning rates
  • The higher your balance, the more interest you earn
  • Open your account with a minimum of $2,500 and as your balance grows, so does the rate of interest you earn
  • Access your account through Digital Banking and up to three debit transactions per month, with no minimums or check-writing charges.

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IRA Account

  • Choose our traditional or SEP (Self-Employed Plan) IRA
  • Competitive earning rates
  • Low fees so more of your savings goes toward your future
  • Our Roth IRAs are popular if you have many years before retirement or plan on passing your savings to your heirs

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Open An Account

Low Rate Credit Card

  • Competitive, variable interest rate.
  • Includes a 25-day grace period for purchases.
  • No annual fee.
  • No balance transfer fee.

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Visa Rewards® Credit Card

  • Competitive, variable interest rate.
  • Includes a 25-day grace period for purchases.
  • No annual fee.
  • No balance transfer fee.
  • PeakPoints® Rewards available – earn bonus points for every dollar spent. Redeem points for travel awards, merchandise awards, gift cards and cash. 

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Visa Signature® Credit Card 

  • Competitive, variable interest rate.
  • Includes a 25-day grace period for purchases.
  • No balance transfer fee.
  • PeakPoints® Rewards available – earn 2x bonus points for every dollar spent. Redeem points for travel awards, merchandise awards, gift cards and cash.
  • Earn a bonus $200 after spending $2,500 in the first 3 months.
  • First year $95 annual fee waived.
  • Extended warranty.
  • Cell phone protection.
  • Luxury hotel and travel benefits.

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New or Used Vehicle Purchase

  • Low loan rates with flexible terms up to 84 months.
  • No payments for 90 days on new vehicles.
  • No payments for 90 days on used vehicles for external refinances.
  • Gap Insurance and Mechanical Repair Coverage available.

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Refinance of Existing Vehicle Loan

If you have a current vehicle loan at another financial institution that you would like to refinance, we can help.

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Vehicle Loan Pre-approval

Haven't selected the right vehicle yet? Get pre-approved for a loan amount before you start shopping.

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Special Reserve Overdraft Line of Credit

  • Available for Everyday checking accounts.
  • Loan advances automatically in $100 increments.

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Personal Loan

Our personal loans don’t require you to have home equity,  so you don’t have to put up collateral to take advantage of them. Plus, our Personal Loans have low interest rates and come with the predictability of fixed payments.

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Credit Union of Colorado Foundation

Credit Union of Colorado Foundation

Our mission is to increase equitable access to educational opportunities that positively impact students and their communities.

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