Helping you feel right at home.

Our specially trained mortgage experts have years of experience working with borrowers to find the right loan and make the process as easy as possible. So, whether you’re buying a new home, or you’ve owned your home for years and are looking for a better rate, we can help. No matter what questions you have, our help is always friendly and knowledgeable. For borrowing, just call (800-444-4816) or click the ‘apply now’ button below. Or, learn more about how you can save money by refinancing today.

First Mortgage Moving Day

First Mortgage

We offer a variety of loan options from which to choose, including 5-year to 30- year-fixed-rate mortgages and FHA products. And with our free pre-approvals, you’ll have peace of mind knowing that when you shop for your home, you can already afford your monthly mortgage payment.

100 percent mortgage package

100% Mortgage Package

Our 100% Mortgage Package provides 100% financing for your first home. Best of all, you’ll get a jump on getting your first home without the pain of saving for a down payment.

Here’s how it works:

The 100% Mortgage Package includes a 97% fixed rate 30-year first mortgage loan and an interest free second mortgage for up to 3% of the total loan to use as your down payment. These two loans work together to equal 100% financing for your first home. Make no payments on the second mortgage until you pay off your mortgage, refinance or sell your home.

Here are some of the benefits:

  • 100% financing for your first home purchase.
  • Your second mortgage will cover 3% of the total purchase of the home.
  • Closing costs for the second mortgage are paid by the Credit Union.
  • We will never sell your loan to another mortgage servicer and it is serviced by us.

Colorado real estate only. Primary residences only (can be used for an owner-occupied single-family home, townhome or condo). Must take an online home buyer education class to qualify. The total maximum loan between first and second mortgage is $499,329.

Second Mortgage Kitchen Remodel

Second Mortgage

You can use the equity in your home to do things like remodel your kitchen, finance a new car, or consolidate and pay down your debt. Plus, our second mortgage loans have a fixed interest rate, so you know the payments will be the same for the entire term of the loan.