No annual-fee credit cards: Your wallet needs one of these.

With two no-annual-fee options, getting the credit card that fits your needs couldn’t be easier. If you use your credit card frequently—it’s often more convenient than carrying cash—and want to get rewarded for doing so, check out the Platinum Preferred Rewards VISA. Or, if you need more time to pay off your balance and want the lowest rate possible, the Platinum Preferred VISA may be just what you’re looking for.

Platinum Preferred Rewards VISA

Use your charge card; get rewarded. Your Platinum Preferred Rewards VISA ties directly to our ScoreCard Rewards Program. That means you earn bonus points for each dollar you spend. Redeem these points for travel awards, brand name merchandise, gift cards, or cash. Plus, there are no interest charges if you pay your balance in full.

Platinum Preferred VISA

If a low rate is more important to you than racking up rewards, our Platinum Preferred VISA may be a good choice. Plus, you can use your Platinum Preferred VISA to transfer your credit card balance from another card, and consolidating your debt at the same low rate, without any transfer fees.