Courtesy Pay allows certain accountholders in “good standing” the ability to overdraw their personal checking accounts up to a predetermined limit. There is a $25 fee per paid item.
To enroll in Courtesy Pay, visit our website at www.cuofco.org/courtesypay, contact us securely by logging in to digital banking, call us at 1-800-444-4816, or stop by any branch location.
If you decide to opt out of Courtesy Pay, all transactions, including checks, bill pay and other transactions using your account number will no longer be covered.
Keep in mind, if you have overdraft protection, it will be utilized first. Courtesy Pay will only be used if your available overdraft loan balance has been depleted.
