Take the equity that you already have in your home and use it for an improvement project, to pay for college, or to consolidate your debt. The great thing about our Home Equity Loans is that, with the convenience of checks and a VISA credit card tied to your account, you can borrow what you need, when you need it. You pay interest only on what you use. If you already have a home equity loan, learn more about refinancing and how you may be able to lower your monthly payments.
Check out these great Home Equity Loan Rates
Rates effective as of October 19, 2018
| Details | Annual Percentage Rate |
|---|---|
| Up to 80% of appraised value (or less) Wall Street Journal Prime Rate -.750% |
As low as 4.50% APR
|
| 80.01% - 90% of appraised value Wall Street Journal Prime Rate +2.00% |
As low as 7.25% APR
|
Actual terms may vary and are subject to credit approval. Current variable Annual Percentage Rate (APR) is as low as 4.00% APR. Maximum variable APR is 18.00% or maximum rate allowed by law. Minimum payments calculated over remaining term amortization schedule based on current balance or $100, whichever is greater. Fees for closing and appraisal may range from $236 - $1,346. Equal housing lender.