Take the equity that you already have in your home and use it for an improvement project, to pay for college, or to consolidate your debt. The great thing about our Home Equity Loans is that, with the convenience of checks and a VISA credit card tied to your account, you can borrow what you need, when you need it. You pay interest only on what you use. If you already have a home equity loan, learn more about refinancing and how you may be able to lower your monthly payments.
Check out these great Home Equity Loan Rates
Rates effective as of April 1, 2019
| Details | Annual Percentage Rate |
|---|---|
| Variable Rate | |
| Wall Street Journal Prime Rate -.750% | As low as 4.75% APR Up to 80% of appraised value (or less) |
| Wall Street Journal Prime Rate +2.00% | As low as 7.50% APR 80.01% - 90% of appraised value |
*Requirements
Appraisal required. Maximum loan amount is $250,000 for 70% LTV or less, $125,000 for 80% LTV or less. For loans greater than 80% LTV, maximum loan amount is $75,000. The maximum variable Annual Percentage Rate (APR) is 18.00% or the maximum rate allowed by law. Minimum variable APR is 4.75%. Contact the credit union for estimated closing costs.