Make your home equity work harder for you.

Take the equity that you already have in your home and use it for an improvement project, to pay for college, or to consolidate your debt. The great thing about our Home Equity Loans is that, with the convenience of checks and a VISA credit card tied to your account, you can borrow what you need, when you need it. You pay interest only on what you use and that interest may be up to 100 percent tax-deductible. If you already have a home equity loan, learn more about refinancing and how you may be able to lower your monthly payments.

Check out these great Home Equity Loan Rates

Rates effective as of January 3, 2017

Details Annual Percentage Rate
Up to 80% of appraised value (or less)
Wall Street Journal Prime Rate  -.750%
4.00% APR
80.01% - 90% of appraised value
Wall Street Journal Prime Rate +2.00%
5.75% APR

Actual terms may vary and are subject to credit approval. Current Annual Percentage Rate (APR) may range from 4.00% to 5.50%. APR is variable. Maximum APR is 18.00% or maximum rate allowed by law. Minimum payments calculated over remaining term amortization schedule based on current balance or $100, whichever is greater. Fees for closing and appraisal may range from $350 - $1,200. Tax deductibility varies. Interest on loan amounts greater than fair market value is not deductible. Please consult your tax advisor. Equal housing lender.