General Account Help

Our Special Reserve Loan is a line of credit that is linked to your checking account and prevents your account from going negative up to a specific credit limit.

Once you receive the confirmation email, your Overdraft Protection will be available immediately.

With Overdraft Protection, you can link up to two savings accounts within your membership to help cover a negative balance in your checking account. This feature allows you to use your savings to cover the charge, so as long as you have enough funds in your savings account, you won't be charged overdraft fees.

Please click here or call us at 800-444-4816 to order checks.

Courtesy Pay allows certain accountholders in “good standing” the ability to overdraw their personal checking accounts up to a predetermined limit. There is a $25 fee per paid item.

In most cases, to set up direct deposit, you will need your full ACH number (13 digits) and routing number - 302075128

NCUA insurance guarantees that you’ll receive the money that you’re entitled to from your deposit account if your credit union goes under. It guarantees up to $250,000 per person, per institution, per ownership category, and joint accounts are covered at $250,000 per owner, per ownership category. 

GreenPath is a financial education and wellness program that is offered to Credit Union of Colorado members. They provide access to debt management services and free one-on-one financial counseling and financial education tools. Learn More.

Not at this time. Please schedule an appointment through our website or by calling 1-800-444-4816.

You’re eligible for one free credit report each year from the three national credit reporting agencies:

• TransUnion
• Experian
• Equifax

or visit annualcreditreport.com to obtain a free credit report.

Qualifying for credit union membership is easy and virtually anyone is eligible to join!

The LPL Financial Advisors of the Investment Center located at Credit Union of Colorado can help you plan for retirement, college, or any other major financial goal.

The routing number for your Credit Union of Colorado account is 302075128.

Yes, the Credit Union does require same account ownership for savings and checking accounts.

A Joint Owner Removal form will need to be signed and notarized to process the request.

POD stands for Payable On Death.

Yes, on your digital banking or mobile banking.

Yes, we open membership accounts for established trusts.

Yes, multiple Credit Union locations have Safe Deposit Boxes.

We will need you to complete a form and provide documentation to change your name on your account.

We will need you to complete a form to add a person to your account. The form will need to be notarized and we will need a copy of their identification.

Credit Union of Colorado members have access to CO-OP Network and MoneyPass (over 62,000 surcharge-free ATMs).

Yes, if your child is age 8 to 18, the Teens-in-Charge account offers debit card and check access.

Yes! We offer a few options for youth accounts.

The Credit Union offers many different accounts that earn dividends. The best account for you depends on the type of account you are looking for.

The $25 fee relates to either a courtesy pay fee or a non-sufficient fund fee (ACH, Draft or Bill Pay).

LPL investments are not NCUA insured.

Please visit the investment page for more information.

LPL Financial

We understand that our members may occasionally suffer financial hardships. If your financial situation has changed and you’re finding it difficult to pay your loan on time, we may be able to help.