Skip to main content
Home

Utility - Utility Menu

  • Branch Locations/ATMs
  • Rates
    • Deposit Rates
    • Mortgage Rates
    • Vehicle Loan Rates
    • Credit Card Rates
    • Other Loan Rates
    • Small Business Rates
  • About
    • Careers
    • Community
  • Contact Us

Header Second - Main Menu

  • Bank
    • Column
      • Everyday Checking
      • Savings
      • Digital Banking
      • Youth Accounts
    • Column
        Looking for Small Business banking? We can help.
      • Learn More
  • Borrow
    • column
      • Credit Cards
      • Home Loans
      • Vehicle Loans
      • Personal Loans
      • Small Business Loans
    • column
        Make a payment on your vehicle or personal loan here.
      • Pay My Loan
  • Grow
    • Investment Services
    • Certificates of Deposit (CDs)
    • Money Market Accounts
    • IRAs
  • Learn
    • Column
      • Article Topics
      • Managing Money
      • Owning a home
      • Buying a Car
      • Building Credit
      • Investing
      • Retirement Planning
      • See All Articles
      • Calculators
    • Column
      • Goals
      • Start Out on My Own
      • Manage My Finances
      • Reduce Debt
      • Support a Family
      • Make a Major Purchase
      • Plan for Retirement
      • See All Goals
      • Member Support Center
        Member Support Center

        We are here to help you with answers to common questions about everything from membership to our products and services.

Header Second - Action Menu

  • Become A Member

Deposit Rates

Everyday Checking

  Dividend Rate Annual Percentage Yield Dividends Credited
Everyday Account None None None
Everyday Account w/Interest
0.20

%

0.20

%

Monthly

Rates Effective 03-23-23

Fee Schedule  |  Truth-in-Savings Disclosure

Savings

  Dividend Rate Annual Percentage Rate Dividends Credited Dividend Period
Savings
0.25

%

0.25

%

Quarterly Calendar Quarter

Rates Effective 03-23-23

Fee Schedule  |  Truth-in-Savings Disclosure

Money Market Plus

Account Balance Dividend Rate Annual Percentage Yield (APY) Minimum Opening Deposit Minimum Balance to Earn Stated APY
$2,500 - $9,999
1.00

%

1.00

%

$2,500 $2,500
$10,000 - $24,999
1.14

%

1.15

%

$10,000 $10,000
$25,000 - $49,999
1.24

%

1.25

%

$25,000 $25,000
$50,000 - $99,999
1.49

%

1.50

%

$50,000 $50,000
$100,000 - $249,999
1.74

%

1.75

%

$100,000 $100,000
$250,000+
1.98

%

2.00

%

$250,000 $250,000

Rates Effective 03-23-23

Fee Schedule  |  Truth-in-Savings Disclosure

Account transfer and withdrawal limitations apply. Dividends are compounded and credited monthly.

Health Savings Account

Account Balance Dividend Rate Annual Percentage Yield (APY) Minimum Opening Deposit Minimum Balance to Earn Stated APY
$0 - $2,499
0.25

%

0.25

%

$25.00 -
$2,500 - $4,999
0.30

%

0.30

%

$25.00 $2,500
$5,000 - $9,999
0.35

%

0.35

%

$25.00 $5,000
$10,000+
0.40

%

0.40

%

$25.00 $10,000

Rates Effective 03-23-23

Fee Schedule  |  Truth-in-Savings Disclosure

Account transfer and withdrawal limitations apply. Dividends are compounded and credited monthly.

Certificate of Deposit (CD)

Deposits under $25,000

  Account Balance $500 Account Balance $10,000
Fixed Term Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
90 Day
1.59

%

1.60

%

1.69

%

1.70

%

6 Month
2.18

%

2.20

%

2.28

%

2.30

%

90 Day Add-on Certificate
1.59

%

1.60

%

- -
6 Month Add-on Certificate
2.18

%

2.20

%

- -
1 Year
3.41

%

3.45

%

3.50

%

3.55

%

18 Month
3.41

%

3.45

%

3.50

%

3.55

%

2 Year
3.41

%

3.45

%

3.50

%

3.55

%

3 Year
3.06

%

3.10

%

3.16

%

3.20

%

4 Year
3.21

%

3.25

%

3.31

%

3.35

%

5 Year
3.36

%

3.40

%

3.46

%

3.51

%

 

Deposits over $25,000

  Account Balance $25,000 Account Balance $100,000
Fixed Term Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
90 Day
1.79

%

1.80

%

1.89

%

1.90

%

6 Month
2.38

%

2.40

%

2.48

%

2.50

%

90 Day Add-on Certificate - - - -
6 Month Add-on Certificate - - - -
1 Year
3.60

%

3.65

%

3.70

%

3.75

%

18 Month
3.60

%

3.65

%

3.70

%

3.75

%

2 Year
3.60

%

3.65

%

3.70

%

3.75

%

3 Year
3.26

%

3.30

%

3.36

%

3.40

%

4 Year
3.41

%

3.45

%

3.50

%

3.55

%

5 Year
3.55

%

3.60

%

3.65

%

3.70

%

Rates Effective 03-23-23

Fee Schedule  |  Truth-in-Savings Disclosure

Account limitations, deposit, and withdrawal limitations apply. 90 day IRA/ESA Certificates and 90 day Add-on IRA/ESA Certificates are not available. ESA Certificates are available in a 6 month add-on only. Additional deposits of $50.00 or greater are allowed on 90 day and 6 month Add-on Certificates only. Dividends are credited quarterly. You have the option to have a check issued or dividends transferred to another account either monthly or quarterly. The dividend rate and annual percentage yield (APY) are subject to change without notice. Dividends are compounded and credited quarterly.

 

IRA

  Dividend Rate Annual Percentage Yield (APY) Minimum Opening Deposit
IRA
0.35

%

0.35

%

$25

Rates Effective 03-23-23

Fee Schedule  |  Truth-in-Savings Disclosure

No monthly account fee and no minimum balance fee. Dividends are compounded and credited quarterly. Account transfer limitations apply.

Here to Help

  • (800) 444-4816
  • Branch Locations/ATMs
  • Routing #: 302075128
  • Contact Us

Company

  • About Us
  • Careers
  • Community
  • Press

Support

  • Lost or Stolen Cards
  • Digital Banking Help
  • Fraud Checklist
  • See All Topics
  • Forms

Become A Member

Ready to start getting the perks of membership? It’s easy to qualify and become a Member.

Become A Member

Credit Union of Colorado Foundation

Foundation Leaf

Credit Union of Colorado Foundation

Our Foundation’s mission is to support education and emergency human services through financial donations and volunteerism.

Menu - Legal

  • Privacy Policy
  • Security
  • Disclosures
  • Equal Housing Opportunity
  • Credit Union of Colorado is federally insured by NCUA

Footer Bottom - Menu Social

  • Instagram
  • Linked In
  • Facebook

Mobile Nav - Main Menu

  • Bank
    • Column
      • Everyday Checking
      • Savings
      • Digital Banking
      • Youth Accounts
    • Column
        Looking for Small Business banking? We can help.
      • Learn More
  • Borrow
    • column
      • Credit Cards
      • Home Loans
      • Vehicle Loans
      • Personal Loans
      • Small Business Loans
    • column
        Make a payment on your vehicle or personal loan here.
      • Pay My Loan
  • Grow
    • Investment Services
    • Certificates of Deposit (CDs)
    • Money Market Accounts
    • IRAs
  • Learn
    • Column
      • Article Topics
      • Managing Money
      • Owning a home
      • Buying a Car
      • Building Credit
      • Investing
      • Retirement Planning
      • See All Articles
      • Calculators
    • Column
      • Goals
      • Start Out on My Own
      • Manage My Finances
      • Reduce Debt
      • Support a Family
      • Make a Major Purchase
      • Plan for Retirement
      • See All Goals
      • Member Support Center
        Member Support Center

        We are here to help you with answers to common questions about everything from membership to our products and services.

Mobile Nav - Utility Menu

  • Branch Locations/ATMs
  • Rates
    • Deposit Rates
    • Mortgage Rates
    • Vehicle Loan Rates
    • Credit Card Rates
    • Other Loan Rates
    • Small Business Rates
  • About
    • Careers
    • Community
  • Contact Us

Mobile Nav - Action Menu

  • Become A Member
(800) 444-4816