Deposit Rates

Checking

Rates effective as of October 20, 2020

  Standard checking Premier Checking Premier Plus Checking
Dividends      
Dividend Rate None .10% .10%
Annual Percentage Yield None .10% .10%
Dividends Compounded None Monthly Monthly
Dividends Credited None Monthly Monthly

 

Truth-in-Savings Disclosures
Fee Schedule


Savings

Rates effective as of October 20, 2020

  Primary savings Holiday Account
Dividends    
Dividend Rate .10% .10%
Annual Percentage Yield .10% .10%
Dividends Compounded Quarterly Monthly
Dividends Credited Quarterly Monthly
Dividend Period Calendar Quarter -

 

Truth-in-Savings Disclosures
Fee Schedule


Money Market Plus

Rates effective as of October 20, 2020

  Account Balance
$2,500 - $9,999
Account Balance
$10,000 - 24,999 
 Account Balance
$25,000 - 49,999
DIVIDENDS      
Dividend Rate .20% .25% .30% 
Annual Percentage Yield .20% .25% .30% 
Dividends Compounded Monthly Monthly Monthly
Dividends Credited  Monthly  Monthly Monthly
BALANCE REQUIREMENTS      
Minimum Opening Deposit  $2,500 $10,000 $25,000
Minimum Balance to Avoid
a Service Fee
None None None
Minimum Balance to Earn
the Stated APY
$2,500 $10,000 $25,000
Balance Method Daily Balance Daily Balance Daily Balance

ACCOUNT LIMITATIONS (See
section 5 of disclosure)

Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply

 

 

  Account Balance
$50,000 - $99,999
Account Balance
$100,000 - $249,999 
 Account Balance
$250,000+
DIVIDENDS      
Dividend Rate .35% .40% .50% 
Annual Percentage Yield .35% .40% .50% 
Dividends Compounded Monthly Monthly Monthly
Dividends Credited  Monthly  Monthly Monthly
BALANCE REQUIREMENTS      
Minimum Opening Deposit  $50,000 $100,000 $250,000
Minimum Balance to Avoid
a Service Fee
None None None
Minimum Balance to Earn
the Stated APY
$50,000 $100,000 $250,000
Balance Method Daily Balance Daily Balance Daily Balance

ACCOUNT LIMITATIONS (See
section 5 of disclosure)

Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply

 

 

 

Truth-in-Savings Disclosures
Fee Schedule


Health Savings Accounts (HSA)

Rates effective as of October 20, 2020

  Account
Balance
$0 - $2,499
Account
Balance
$2,500 - $4,999
Account
Balance
$5,000 - $9,999
Account
Balance
$10,000+
DIVIDENDS
Dividend Rate .10% .15% .20% .25%
Annual Percentage Yield .10% .15% .20% .25%
Dividends Compounded Monthly Monthly Monthly Monthly
Dividends Credited Monthly Monthly Monthly Monthly
BALANCE REQUIREMENTS
Minimum Opening Deposit $25.00 $25.00 $25.00 $25.00
Minimum Balance to Avoid a Service Fee None None None None
Minimum Balance to Earn the Stated APY - $2,500 $5,000 $10,000
Balance Method Daily Balance Daily Balance Daily Balance Daily Balance
ACCOUNT LIMITATIONS
  Limitations apply Limitations apply Limitations apply Limitations apply

Truth-in-Savings Disclosures
Fee Schedule


Certificates of Deposit

Deposits under $25,000

Rates effective as of October 20, 2020

  Account Balance Account Balance

Minimum
Opening
Deposit

 $500 $10,000 
Dividends
Compounded
 Quarterly Quarterly 

Dividends
Credited

 Quarterly*** Quarterly*** 
TERM - Fixed Dividend
Rate
Annual
Percentage
Yield
Dividend 
Rate
Annual
Percentage
Yield
90 Day .10%  .10%  .15%  .15% 
6 Month  .25%  .25%  .35% .35%
90 Day Add-on Certificate .10%  .10%  ---  --- 
6 Month Add-on Certificate .25% .25% ---  --- 
1 Year  .40% .40% .50% .50%
18 Month  .45% .45% .55% .55%
2 Year  .60% .60% .70% .70%
3 Year  .70% .70% .80% .80%
4 Year  .75% .75% .85% .85%
5 Year  .90% .90% 1.00% 1.00%
Additional Deposits  Add-on 
Certificates Only** 
 Add-on 
Certificates Only** 
Withdrawals   Dividends Only Dividends Only 
IRA/ESA Withdrawals   Allowed with penalty Allowed with penalty 
Renewable   Automatic  Automatic
 

Deposits over $25,000

Rates effective as of October 20, 2020

  Account Balance Account Balance 

Minimum
Opening
Deposit

$25,000  $100,000 
Dividends
Compounded
Quarterly  Quarterly 

Dividends
Credited

Quarterly***  Quarterly*** 
TERM - Fixed Dividend
Rate
Annual
Percentage
Yield 
Dividend
Rate
Annual
Percentage
Yield
90 Day .25%  .25%  .35%  .35% 
6 Month  .45% .45% .55% .55%
90 Day Add-on Certificate ---  ---  ---  --- 
6 Month Add-on Certificate ---  ---  ---  --- 
1 Year  .60% .60% .70% .70%
18 Month  .65% .65% .75% .75%
2 Year  .80% .80% .90% .90%
3 Year  .90% .90% 1.00% 1.00%
4 Year  .95% .95% 1.05% 1.05%
5 Year  1.10% 1.10% 1.20% 1.21%
Additional Deposits   Add-on 
Certificates Only** 
Add-on 
Certificates Only** 
Withdrawals  Dividends Only  Dividends Only 
IRA/ESA Withdrawals  Allowed with penalty  Allowed with penalty 
Renewable   Automatic Automatic 
 
 

*90 day IRA Certificates and 90 day Add-on IRA Certificates are not available. ESA Certificates are available in a 6-month add-on Certificate only.
**Additional deposits of $50.00 or greater are allowed on 90 day and 6 month Add-on Certificates only.
*** You have the option to have a check issued or dividends transferred to another account either monthly or quarterly.

Truth-in-Savings Disclosures
Fee Schedule


IRA

Rates effective as of October 20, 2020

IRA/Educational Share Account (ESA) 
DIVIDENDS  
Dividend Rate .20%
Annual Percentage Yield .20%
Dividends Compounded Quarterly
Dividends Credited Quarterly
BALANCE REQUIREMENTS  
Minimum Opening Deposit $25
Minimum Balance to Avoid a Service Fee None
Minimum Balance to Earn the Stated APY None
Balance Method Daily Balance
Monthly Account Fee None
Minimum Balance Fee None
ACCOUNT LIMITATIONS (See section 5 of disclosure) Account transfer limitations apply

Truth-in-Savings Disclosures
Fee Schedule