Deposit Rates

Checking

Rates effective as of August 19, 2019

  Standard checking Premier Checking Premier Plus Checking
Dividends      
Dividend Rate None .10% .10%
Annual Percentage Yield None .10% .10%
Dividends Compounded None Monthly Monthly
Dividends Credited None Monthly Monthly

 

Truth-in-Savings Disclosures
Fee Schedule


Savings

Rates effective as of August 19, 2019

  Primary savings Holiday Account
Dividends    
Dividend Rate .25% .25%
Annual Percentage Yield .25% .25%
Dividends Compounded Quarterly Monthly
Dividends Credited Quarterly Monthly
Dividend Period Calendar Quarter -

 

Truth-in-Savings Disclosures
Fee Schedule


Money Market Plus

Rates effective as of August 19, 2019

  Account Balance
$2,500 - $9,999
Account Balance
$10,000 - 24,999 
 Account Balance
$25,000 - 49,999
DIVIDENDS      
Dividend Rate .30% .40% .45% 
Annual Percentage Yield .30% .40% .45% 
Dividends Compounded Monthly Monthly Monthly
Dividends Credited  Monthly  Monthly Monthly
BALANCE REQUIREMENTS      
Minimum Opening Deposit  $2,500 $10,000 $25,000
Minimum Balance to Avoid
a Service Fee
None None None
Minimum Balance to Earn
the Stated APY
$2,500 $10,000 $25,000
Balance Method Daily Balance Daily Balance Daily Balance

ACCOUNT LIMITATIONS (See
section 5 of disclosure)

Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply

 

 

  Account Balance
$50,000 - $99,999
Account Balance
$100,000 - $249,999 
 Account Balance
$250,000+
DIVIDENDS      
Dividend Rate .50% .60% .75% 
Annual Percentage Yield .50% .60% .75% 
Dividends Compounded Monthly Monthly Monthly
Dividends Credited  Monthly  Monthly Monthly
BALANCE REQUIREMENTS      
Minimum Opening Deposit  $50,000 $100,000 $250,000
Minimum Balance to Avoid
a Service Fee
None None None
Minimum Balance to Earn
the Stated APY
$50,000 $100,000 $250,000
Balance Method Daily Balance Daily Balance Daily Balance

ACCOUNT LIMITATIONS (See
section 5 of disclosure)

Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply
Account transfer 
and withdrawal
limitations apply

 

 

 

Truth-in-Savings Disclosures
Fee Schedule


Health Savings Accounts (HSA)

Rates effective as of August 19, 2019

  Account
Balance
$0 - $2,499
Account
Balance
$2,500 - $4,999
Account
Balance
$5,000 - $9,999
Account
Balance
$10,000+
DIVIDENDS
Dividend Rate .10% .15% .20% .25%
Annual Percentage Yield .10% .15% .20% .25%
Dividends Compounded Monthly Monthly Monthly Monthly
Dividends Credited Monthly Monthly Monthly Monthly
BALANCE REQUIREMENTS
Minimum Opening Deposit $25.00 $25.00 $25.00 $25.00
Minimum Balance to Avoid a Service Fee None None None None
Minimum Balance to Earn the Stated APY - $2,500 $5,000 $10,000
Balance Method Daily Balance Daily Balance Daily Balance Daily Balance
ACCOUNT LIMITATIONS
  Limitations apply Limitations apply Limitations apply Limitations apply

Truth-in-Savings Disclosures
Fee Schedule


Certificates of Deposit

Deposits under $25,000

Rates effective as of August 19, 2019

  Account Balance Account Balance

Minimum
Opening
Deposit

 $500 $10,000 
Dividends
Compounded
 Quarterly Quarterly 

Dividends
Credited

 Quarterly*** Quarterly*** 
TERM - Fixed Dividend
Rate
Annual
Percentage
Yield
Dividend 
Rate
Annual
Percentage
Yield
90 Day .45%  .45%  .55%  .55% 
6 Month  1.15%  1.15%  1.24% 1.25%
90 Day Add-on Certificate .45%  .45%  ---  --- 
6 Month Add-on Certificate 1.15% 1.15% ---  --- 
1 Year  1.54% 1.55% 1.64% 1.65%
18 Month  1.64% 1.65% 1.74% 1.75%
2 Year  1.89% 1.90% 1.99% 2.00%
3 Year  1.94% 1.95% 2.03% 2.05%
4 Year  1.99% 2.00% 2.08% 2.10%
5 Year  2.15% 2.17% 2.25% 2.27%
Additional Deposits  Add-on 
Certificates Only** 
 Add-on 
Certificates Only** 
Withdrawals   Dividends Only Dividends Only 
IRA/ESA Withdrawals   Allowed with penalty Allowed with penalty 
Renewable   Automatic  Automatic
 

Deposits over $25,000

Rates effective as of August 19, 2019

  Account Balance Account Balance 

Minimum
Opening
Deposit

$25,000  $100,000 
Dividends
Compounded
Quarterly  Quarterly 

Dividends
Credited

Quarterly***  Quarterly*** 
TERM - Fixed Dividend
Rate
Annual
Percentage
Yield 
Dividend
Rate
Annual
Percentage
Yield
90 Day .65%  .65%  .75%  .75% 
6 Month  1.34% 1.35% 1.44% 1.45%
90 Day Add-on Certificate ---  ---  ---  --- 
6 Month Add-on Certificate ---  ---  ---  --- 
1 Year  1.74% 1.75% 1.84% 1.85%
18 Month  1.84% 1.85% 1.94% 1.95%
2 Year  2.09% 2.11% 2.19% 2.21%
3 Year  2.13% 2.15% 2.23% 2.25%
4 Year  2.18% 2.20% 2.28% 2.30%
5 Year  2.35% 2.37% 2.45% 2.47%
Additional Deposits   Add-on 
Certificates Only** 
Add-on 
Certificates Only** 
Withdrawals  Dividends Only  Dividends Only 
IRA/ESA Withdrawals  Allowed with penalty  Allowed with penalty 
Renewable   Automatic Automatic 
 
 

*90 day IRA/ESA Certificates and 90 day Add-on IRA/ESA Certificates are not available.
**Additional deposits of $50.00 or greater are allowed on 90 day and 6 month Add-on Certificates only.
*** You have the option to have a check issued or dividends transferred to another account either monthly or quarterly.

Truth-in-Savings Disclosures
Fee Schedule


IRA

Rates effective as of August 19, 2019

IRA/Educational Share Account (ESA) 
DIVIDENDS  
Dividend Rate .35%
Annual Percentage Yield .35%
Dividends Compounded Quarterly
Dividends Credited Quarterly
BALANCE REQUIREMENTS  
Minimum Opening Deposit $25
Minimum Balance to Avoid a Service Fee None
Minimum Balance to Earn the Stated APY None
Balance Method Daily Balance
Monthly Account Fee None
Minimum Balance Fee None
ACCOUNT LIMITATIONS (See section 5 of disclosure) Account transfer limitations apply

Truth-in-Savings Disclosures
Fee Schedule