You've been on your own now for several years. You pay your bills on time and do your best to keep your credit in good shape. But, you've yet to build up the six-month emergency savings fund recommended by financial experts. While you have cash in the bank after paying all of your bills, you still might be like 39% of Americans who would have a hard time covering an emergency expense as little as...

You have a decision to make. Whether it’s due to another rent increase or because you recently tied the knot, your current housing situation is no longer meeting your needs. Buying a home could guarantee a stable housing payment and provide the room you need. But renting has been good to you over the years. Each move only required a minimal security deposit along with the first month’s rent, not a...

While understanding different types of debt isn't always easy, making an effort might help you achieve your financial goals sooner. Labeling debt as "good" or "bad" can help clarify which type of debt you could pay off over time without negatively affecting your finances. Hint: The purpose of the specific debt you have plays a role in whether it can be classified as good or bad. Examples of Good...

It's easy to get caught up in the excitement of a newborn or adopted child. You've likely waited for months or possibly years for your new family member. But you may also be worried about the financial responsibility of a growing family. Prepare to put those concerns to rest. Read up on the financial moves expecting parents should make so the only thing that keeps you up at night is your new...

Home prices continue to rise in metro areas contributing to an already competitive housing market. Sellers are benefiting from multiple offers, bidding wars, and quick sales. Fortunately, selling your home isn’t the only way to cash in on its rising value. A robust housing market and record low interest rates provide a unique opportunity for homeowners represented in a simple formula: Market Value...

Saving for retirement may not rank high on your list of priorities - until you realize how little you've set aside for Life 2.0. Day-to-day living can keep you focused on shorter-term financial goals, such as saving for a down payment on a car or home. Fortunately, there are steps you can take right now to boost your retirement nest egg and prepare for a comfortable third act. Here are six ways to...

If you're approaching retirement, you've likely spent some time comparing your retirement savings to how much you'll need to maintain your desired lifestyle. The result could leave you either confident or concerned. In either case, many Americans look forward to supplementing their retirement income with Social Security retirement benefits. Here's what you should know as you consider how Social...

Last year's record high temperature in Colorado of 115 degrees Fahrenheit was recorded at John Martin Dam. Whether you live near the dam in southeast Colorado or another area of the state, trying to stay cool during the summer months can put pressure on your air conditioning unit and your wallet. Outdoor entertainment, family vacation plans, and even everyday living may cause you to spend more...

Sticking to a budget is key to achieving financial goals like paying off credit card debt or saving for a down payment on a home. But unless you have a plan for your money, it will seem to make a plan of its own. While it's easy to see how a budget can help you take charge of your finances, continuing to follow that budget for more than a month can be incredibly challenging. If counting every...