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Financial Goals

Reduce Debt

Credit cards, student loans, and other types of debt can delay your financial dreams. Money spent on debt payments is money not added to your retirement account, emergency fund, or other money goals. Use our financial resources and tools to help speed up the time to eliminate debt and redirect those funds to other goals.

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Using Credit Cards

Credit cards offer a convenient way to pay for everyday expenses and special purchases. When used responsibly, they can be a powerful money management tool. Credit cards can help track spending, offer purchase protection, and help improve your credit score. But, it’s easy to forget those 16-digits can either help improve your financial well-being or cause lasting damage.

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7 Behaviors That Hurt Your Credit Score
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7 Behaviors That Hurt Your Credit Score
Credit vs. Debit Cards: How They Differ and Why It Matters
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Credit vs. Debit Cards: How They Differ and Why It Matters
Spend Your Way to Improved Credit
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Managing Your Debt

Not all debt is bad debt. Unless you have the cash to pay for a home, vehicle, or college education, going into debt to pay for these items might be the only way for you to obtain them. But, growing account balances can interfere with your other financial dreams, such as early retirement. Regardless of how much you owe, it’s possible to manage debt while staying in control of your finances. 

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Good vs. Bad Debt: What's the Difference?
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Good vs. Bad Debt: What's the Difference?
Smart Ways to Use Your Tax Refund
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Smart Ways to Use Your Tax Refund
How Digital Banking Simplifies Money Management
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How Digital Banking Simplifies Money Management
Payday Loans 101
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Payday Loans 101
Should You Buy Now, Pay Later?
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Should You Buy Now, Pay Later?
3 Common Behaviors That Put Your Good Credit at Risk
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3 Common Behaviors That Put Your Good Credit at Risk
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How to Separate Your Finances After a Breakup
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How to Separate Your Finances After a Breakup

What Credit Score Ranges Mean and How They Work
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What Credit Score Ranges Mean and How They Work

6 Ways to Ease Financial Stress
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6 Ways to Ease Financial Stress

How to Avoid Disaster Relief Scams
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How to Avoid Disaster Relief Scams

6 Simple Ways to Save Money While Paying Off Debt
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6 Simple Ways to Save Money While Paying Off Debt

How Gap Insurance Provides a Financial Safety Net for Your Car
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How Gap Insurance Provides a Financial Safety Net for Your Car

7 Overlooked Strategies That Cut College Costs
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7 Overlooked Strategies That Cut College Costs

Managing Student Loan Payments After Graduation
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Managing Student Loan Payments After Graduation

Smart Ways to Tackle Your Holiday Debt in the New Year
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Smart Ways to Tackle Your Holiday Debt in the New Year

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Credit Union of Colorado Foundation

Credit Union of Colorado Foundation

Our mission is to increase equitable access to educational opportunities that positively impact students and their communities.

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      • Reduce Debt
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      • Make a Major Purchase
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        We are here to help you with answers to common questions about everything from membership to our products and services.

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