Whether you're the sole breadwinner or live in a two-income household, saving money for a rainy day can be challenging for families. Despite your best efforts, you may be like 39% of Americans who would have a hard time covering an emergency expense as little as $400. If a surprise health diagnosis or unexpected job loss happens, it could wreak havoc with your emotions and your bank account...

Trying to keep track of multiple bills and pop-up expenses while saving for the future can get complicated fast. Manually recording payment due dates on a notepad or using a physical calendar might work at first, but a busy lifestyle may interfere. It's easy to forget to pay bills on time or recall your account balance before making your next debit card purchase. Fortunately, Credit Union of...

Car trouble is more than a hassle; it's expensive. Now you can get peace of mind on the road when you have Members Choice Mechanical Repair Coverage (MRC) from Credit Union of Colorado. MRC insures your vehicle against almost all mechanical breakdowns. You can get MRC coverage on most vehicles that are 15 years old or newer, except Saab, with fewer than 150,000 miles . It’s also available for...

Financial surprises can lift your spirits. An unexpected federal tax refund, finding a $20 bill in a shirt pocket on laundry day, or receiving an instant rebate at checkout can put a smile on your face. But, when a water pipe suddenly bursts or an A/C unit stops blowing cold air on the hottest day of the year, the resulting financial surprise can quickly dampen your mood. An emergency fund can...

Was your housing rental application recently denied? Did your new cell phone provider require a hefty deposit? It might have something to do with your credit health. Like other creditors, property management companies and cell phone carriers need assurance that you’ll meet your financial obligations, regardless of how much money you earn. Poor credit scores often result in credit denials or...

Money habits naturally change over time. Young twenty-somethings are unlikely to spend their paychecks in the same way as mid-life earners planning on early retirement. Whether you're like the nearly 40% of millennials whom a Credit Karma/Qualtrics study found have fallen victim to FOMO spending , or you classify yourself as an intermittent saver, almost every income earner hopes to avoid a life...

When you're ready to buy your dream home, understanding your mortgage options is key to securing a loan that works for your finances. But confusing mortgage terms can leave you feeling overwhelmed. Unless you become familiar with some of the jargon, it becomes difficult to navigate the homebuying process. Fortunately, you don't need to take a real estate course to learn essential vocabulary and...